1009 Westgate Rd, Troy, OH 45373 Property Records

Miami County property record for 1009 Westgate Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2017)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	May 2022 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-030140`

Property Details

APN / Parcel Number

Primary APN	`D08-030140`
Alternative APNs	`050621.3-24-016-00` `D08SW074 03000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	2,222 sqft
Basement Area	1,111 sqft
Unfinished Basement	1,111 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	100 ft deep x 106 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1009 WESTGATE RD
City	TROY
State	OH
Zip	45373-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2932 60 IN LOT 2931 60
Legal Lot Number	2932
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4003
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 WESTGATE RD, TROY, OH 45373-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Document Number	20172017OR-06711
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 2, 2022
Property Address	1009 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000006950
Instrument Date	Apr 29, 2022
Instrument	2022OR-06950
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 WESTGATE RD, TROY, OH 45373-2958

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 5, 2017
Property Address	1009 WESTGATE RD, TROY, OH 45373-2958
Document Number	0000006711
Instrument Date	May 22, 2017
Instrument	2017OR-06711
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 WESTGATE RD, TROY, OH 45373-2958

Mortgage

Document Number	0000006712
Date	Jun 5, 2017
Instrument	2017OR-06712

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+7.28%) Homeowner's exemption	$67,380 (+23.32%) Land $15,230 Building $52,150	$192,500 (+23.32%) Land $43,500 Building $149,000
2024	$2,389.00 (+9.44%) Homeowner's exemption	$54,640 (-) Land $15,860 Building $38,780
2023	$2,183.00 (+15.93%) Homeowner's exemption	$54,640 (-) Land $15,860 Building $38,780	$156,100 (-) Land $45,300 Building $110,800
2022	$1,883.00 Homeowner's exemption	$54,640 Land $15,860 Building $38,780	$156,100 Land $45,300 Building $110,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

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