Stephens County property record for 1165 Lovers Ln, Toccoa, GA 30577
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,826 (Dec 2015) |
| Tax Bill | $221 (2025) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 041E 007 |
| Primary APN | 041E 007 |
|---|---|
| Alternative APNs |
|
| Lot Area | 58,806 sqft (1.35 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 474005 |
|---|---|
| Street Address | 1165 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8681 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-IA |
| Legal Description | OFF LOVERS LANE |
| Legal Subdivision | 0309 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 CROSS CREEK DR, TOCCOA, GA 30577-2785 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on Record |
| Deed Sale | Dec 15, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Document Number | 20151212 |
| Deed Book / Page | 1080 / 45 |
| Last Transfer Date | Jun 28, 2022 |
| Transfer Doc | 0013030055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 28, 2022 |
| Property Address | 1165 LOVERS LN, TOCCOA, GA 30577-8681 |
| Document Number | 0013030055 |
| Book / Page | 1303 / 55 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022-001019 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CROSS CREEK DR, TOCCOA, GA 30577-2785 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221.00 (-1.34%) | $6,351 (-) Land $6,351 | $15,878 (-) Land $15,878 |
| 2023 | $224.00 | $6,351 (-) Land $6,351 | $15,878 (-) Land $15,878 |
| 2022 | $224.00 | $6,351 Land $6,351 | $15,878 Land $15,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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