1014 Eley St, Otsego, MI 49078 Property Records

Allegan County property record for 1014 Eley St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	1,410 sqft Living Area
Lot Size	13,329 sqft (0.306 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2023)
Tax Bill	$6,001.00 (2025)

Owner

Source: Allegan County records · APN 54-278-178-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1014 ELEY ST, OTSEGO, MI 49078-2500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 04, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 09, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2023 · Amount on Record
Deed Sale	Jan 04, 2023 · Amount on Record
Prior Sale	May 04, 2021 · Amount on Record
Deed Doc Number	2023152
Deed Book / Page	4827 / 479
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	004299/498
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 04, 2023
Property Address	1014 ELEY ST, OTSEGO, MI 49078-2500
Document Number	004827/479
Book / Page	4827 / 479
Map Reference	LB 15 PG 51
Instrument Date	Dec 19, 2022
Instrument	2023000152
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 ELEY ST, OTSEGO, MI 49078-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 ELEY ST, OTSEGO, MI 49078-2500

Mortgage

Document Number	0004827481
Date	Jan 04, 2023
Instrument	4827-481

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 04, 2021
Property Address	1014 ELEY ST, OTSEGO, MI 49078-2500
Document Number	004614/463
Book / Page	4614 / 463
Map Reference	LB 15 PG 51
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 ELEY ST, 1014, OTSEGO, MI 49078-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1014 ELEY ST, OTSEGO, MI 49078-2500

Mortgage

Document Number	0004614465
Date	May 04, 2021
Instrument	4614/465

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 09, 2018
Property Address	1014 ELEY ST, OTSEGO, MI 49078-2500
Document Number	004299/498
Book / Page	4299 / 498
Map Reference	LB15 PG51
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NOT AVAILABLE, DEX TITLE MORTGAGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 ELEY ST, OTSEGO, MI 49078-2500

Mortgage

Document Number	0004299500
Date	Nov 09, 2018
Instrument	4299/500

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,000 (+3.84%) Land $17,500 Building $136,500	$308,000 (+3.84%) Land $35,000 Building $273,000
2025	$6,001.00 (+2.42%) Homeowner's exemption	$148,300 (+19.02%) Land $17,500 Building $130,800	$296,600 (+19.02%) Land $35,000 Building $261,600
2024	$5,859.00 (+33.37%)
2023		$124,600 Land $10,000 Building $114,600	$249,200 Land $20,000 Building $229,200
2022	$4,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`54-278-178-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,410 sqft Living Area
1st Floor	1,410 sqft 1st Floor
Basement Area	1,410 sqft Basement
Unfinished Basement	1,410 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Lot Area	13,329 sqft (0.306 acres)
Depth X Width	125 ft x 108 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1014 ELEY ST
City	OTSEGO
State	MI
Zip	49078-2500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 178 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES VI
Legal Lot Number	178
Jurisdiction	ALLEGAN MI
Minor Civil Division	OTSEGO
Census Blockgroup	3
Census Block	3012
Census Tract	31900

1014 Eley St, Otsego, MI 49078 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Eley St

Nearby Streets

Search Property Records by Address or Parcel Number