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1002 Eley St, Otsego, MI 49078 Property Records

Allegan County property record for 1002 Eley St, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,564 sqft · built 2017
Lot Size0.373 acres (16,248 sqft)
Owner2 Individual Names on File
Last Sale$257,000 (Aug 2020)
Tax Bill$6,433 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN54-278-172-00

Property Details

APN / Parcel Number

Primary APN54-278-172-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
Basement Area1,564 sqft
Unfinished Basement1,564 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Lot Area16,248 sqft (0.373 acres)
Lot Dimensions130 ft deep x 114 ft wide
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1002 ELEY ST
CityOTSEGO
StateMI
Zip49078-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 172 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range12W
Legal Township01N
Legal Section26
Legal SubdivisionELEY ACRES VI
Legal Lot Number172
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group3
Census Block3012
Census Tract31900

Owner

Source: Allegan County records · APN 54-278-172-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1002 ELEY ST, OTSEGO, MI 49078-2500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 26, 2018Intrafamily Transfer, Transfer
Aug 07, 2017Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2020 · Amount on Record
Deed SaleAug 03, 2020 · Amount on Record
Prior SaleAug 07, 2017 · Amount on Record
Deed Book / Page4491 / 648
Prior Transfer DateOct 19, 2018
Prior Transfer Doc4294/864
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 03, 2020
Property Address1002 ELEY ST, OTSEGO, MI 49078-2500
Document Number004491/648
Book / Page4491 / 648
Map ReferenceLB 15 PG 51
Instrument DateJul 10, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,210.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5283 W C AVE, 5283, KALAMAZOO, MI 49009-7009

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1002 ELEY ST, OTSEGO, MI 49078-2500

Mortgage

Document Number0004491650
DateAug 03, 2020
Instrument4491/650
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateOct 26, 2018
Property Address1002 ELEY ST, OTSEGO, MI 49078-2500
Document Number4294/864
Book / Page4294 / 864
Map ReferenceLB15 PG51
Instrument DateOct 19, 2018
Transaction TypeTransfer
Record UpdatedJun 06, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4222 W JOY RD, 4222, SHELBYVILLE, MI 49344-9426

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4222 W JOY RD, SHELBYVILLE, MI 49344-9426

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 07, 2017
Property Address1002 ELEY ST, OTSEGO, MI 49078-2500
Document Number4164/799
Book / Page4164 / 799
Map ReferenceLB15 PG51
Instrument DateJul 20, 2017
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 E ORLEANS ST, 117, OTSEGO, MI 49078-1124

Transferred To (Grantee/Buyer)

NameVerified Name
Address3537 125TH AVE, ALLEGAN, MI 49010-9221

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$175,000 (+4.6%) Land $17,500 Building $157,500$350,000 (+4.6%) Land $35,000 Building $315,000
2025$6,433.00 (+2.4%) Homeowner's exemption$167,300 (+19.07%) Land $17,500 Building $149,800$334,600 (+19.07%) Land $35,000 Building $299,600
2024$6,282.00 (+16.85%)
2023$140,500 Land $10,000 Building $130,500$281,000 Land $20,000 Building $261,000
2022$5,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050319003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: 123.Net, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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