Allegan County property record for 1012 Eley St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,393 sqft Living Area |
| Lot Size | 15,290 sqft (0.351 acres) |
| Garage | 754 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $12,757 (2017) |
| Tax Bill | $30.00 (2025) |
Source: Allegan County records · APN 54-278-177-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage COMMUNITY SHORES BANK |
| Feb 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SHORES BANK |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Nov 15, 2019 | Intrafamily Transfer, Transfer TITLE RESOURCE AGENCY |
| May 10, 2018 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Jun 13, 2017 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Jan 04, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Prior Sale | Jan 04, 2017 · Amount on Record |
| Deed Book / Page | 4148 / 706 |
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 4403/175 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004262/104 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 4262/104 |
| Name | COMMUNITY SHORES BANK |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49441 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 06, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004318/685 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 4318/685 |
| Name | COMMUNITY SHORES BANK |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 004403/160 |
| Book / Page | 4403 / 160 |
| Map Reference | LB 15 PG 51 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 ELEY ST, 1012, OTSEGO, MI 49078-2500 |
| Name | Verified Name |
|---|---|
| Address | 195 MOON DR, PLAINWELL, MI 49080-9708 |
| Document Number | 0004403162 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 4403/162 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 4403/175 |
| Book / Page | 4403 / 175 |
| Map Reference | LB 15 PG 51 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | TITLE RESOURCE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 10, 2018 |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 4244/282 |
| Book / Page | 4244 / 282 |
| Map Reference | LB15 PG51 |
| Instrument Date | May 03, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 E ORLEANS ST, 117, OTSEGO, MI 49078-1124 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 454, OTSEGO, MI 49078-0454 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jun 13, 2017 |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 4148/706 |
| Book / Page | 4148 / 706 |
| Map Reference | LB15 PG51 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 COMSTOCK CT, 1015, OTSEGO, MI 49078-1265 |
| Name | Verified Name |
|---|---|
| Address | 117 E ORLEANS ST, OTSEGO, MI 49078-1124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 04, 2017 |
| Property Address | 1012 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 4102/548 |
| Book / Page | 4102 / 548 |
| Map Reference | LB15 PG51 |
| Instrument Date | Dec 08, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 E ORLEANS ST, 117, OTSEGO, MI 49078-1124 |
| Name | Verified Name |
|---|---|
| Address | 1015 COMSTOCK CT, OTSEGO, MI 49078-1265 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,400 (+4.37%) Land $17,500 Building $151,900 | $338,800 (+4.37%) Land $35,000 Building $303,800 | |
| 2025 | $30.00 (+2%) Homeowner's exemption | $162,300 Land $17,500 Building $144,800 | $324,600 Land $35,000 Building $289,600 |
| 2024 | $25.00 | ||
| 2022 | $25.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 54-278-177-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,393 sqft Living Area |
| 1st Floor | 1,393 sqft 1st Floor |
| Basement Area | 1,393 sqft Basement |
| Unfinished Basement | 1,393 sqft Unfinished |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch Style |
| Lot Area | 15,290 sqft (0.351 acres) |
| Depth X Width | 127 ft x 118 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 754 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1012 ELEY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-2500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 177 ELEY ACRES VI SEC 26 T1N R12W (03). |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | ELEY ACRES VI |
| Legal Lot Number | 177 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 31900 |
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