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1008 Eley St, Otsego, MI 49078 Property Records

Allegan County property record for 1008 Eley St, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,998 sqft · built 2016
Lot Size0.331 acres (14,418 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (May 2022)
Tax Bill$6,101 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54-278-175-00

Property Details

APN / Parcel Number

Primary APN54-278-175-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,998 sqft Living Area
1st Floor Area1,092 sqft 1st Floor

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Lot Area14,418 sqft (0.331 acres)
Lot Dimensions118 ft deep x 128 ft wide
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1008 ELEY ST
CityOTSEGO
StateMI
Zip49078-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 175 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range12W
Legal Township01N
Legal Section26
Legal SubdivisionFLEY ACRES VI
Legal Lot Number175
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group3
Census Block3012
Census Tract31900

Owner

Source: Allegan County records · APN 54-278-175-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1008 ELEY ST, OTSEGO, MI 49078-2500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Warranty Deed, Transfer · ARM
1ST SOURCE BANK
May 15, 2019Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleMay 15, 2019 · Amount on Record
Deed Document Number202211050
Deed Book / Page4765 / 592
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMay 31, 2022
Property Address1008 ELEY ST, OTSEGO, MI 49078-2500
Document Number004765/592
Book / Page4765 / 592
Map ReferenceLB 15 PG 51-53
Instrument DateMay 20, 2022
Instrument2022011050
Transaction TypeTransfer
Record UpdatedJun 08, 2022
Title CompanyARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,212.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1008 ELEY ST, 1008, OTSEGO, MI 49078-2500

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1008 ELEY ST, OTSEGO, MI 49078-2500

Mortgage

Document Number0004765595
DateMay 31, 2022
Instrument4765-595
Lender
Name1ST SOURCE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate8.87%

Mortgage

Document Number004765/609
DateMay 31, 2022
Book Page4765/609
Instrument2022011052
Lender
Name1ST SOURCE BANK
TypeBank
AddressSPRINGFIELD, OH 45501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMay 15, 2019
Property Address1008 ELEY ST, OTSEGO, MI 49078-2500
Document Number004344/018
Book / Page4344 / 018
Map ReferenceLB 15 PG 51-53
Instrument DateApr 22, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1011 COMSTOCK CT, 1011, OTSEGO, MI 49078-1265

Transferred To (Grantee/Buyer)

NameVerified Name
Address12831 M 89, PLAINWELL, MI 49080-9049

Mortgage

Document Number0000434420
DateMay 15, 2019
Instrument4344/20
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$156,500 (+23.52%) Land $17,500 Building $139,000$313,000 (+23.52%) Land $35,000 Building $278,000
2025$6,101.00 (+25.56%)
2023$126,700 Land $10,000 Building $116,700$253,400 Land $20,000 Building $233,400
2022$4,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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