Allegan County property record for 1006 Eley St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 13,809 sqft (0.317 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,825 (2003) |
| Tax Bill | $4,036.00 (2025) |
Source: Allegan County records · APN 54-278-174-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Jan 04, 2024 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Jul 01, 2021 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Jan 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on Record |
| Deed Sale | Dec 30, 2003 · Amount on Record |
| Deed Book / Page | 2611 / 369 |
| Last Transfer Date | Jan 03, 2020 |
| Transfer Doc | 004421/896 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 005108/395 |
|---|---|
| Date | Feb 03, 2026 |
| Book Page | 5108/395 |
| Instrument | 2026001728 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0004913/77 |
|---|---|
| Date | Jan 04, 2024 |
| Book Page | 4913/77 |
| Instrument | 2024000148 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004640/298 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 4640/298 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 14, 2020 |
| Property Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 004421/896 |
| Book / Page | 4421 / 896 |
| Map Reference | LB 15 PG 51 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 0004421899 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 4421/899 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2040 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,600 (+4.42%) Land $17,500 Building $117,100 | $269,200 (+4.42%) Land $35,000 Building $234,200 | |
| 2025 | $4,036.00 (+2.46%) Homeowner's exemption | $128,900 (+19.8%) Land $17,500 Building $111,400 | $257,800 (+19.8%) Land $35,000 Building $222,800 |
| 2024 | $3,939.00 (+16.81%) | ||
| 2023 | $107,600 Land $10,000 Building $97,600 | $215,200 Land $20,000 Building $195,200 | |
| 2022 | $3,372.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 54-278-174-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,392 sqft Living Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Basement Area | 1,392 sqft Basement |
| Unfinished Basement | 1,392 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 13,809 sqft (0.317 acres) |
| Depth X Width | 112 ft x 123 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1006 ELEY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-2500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 174 ELEY ACRES VI SEC 26 T1N R12W (03). |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | ELEY ACRES VI |
| Legal Lot Number | 174 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 31900 |
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