Allegan County property record for 1010 Eley St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 16,291 sqft (0.374 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2024) |
| Tax Bill | $7,666.00 (2025) |
Source: Allegan County records · APN 54-278-176-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Nov 07, 2018 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Aug 24, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Oct 06, 2017 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | Aug 24, 2020 · Amount on Record |
| Deed Doc Number | 202410715 |
| Deed Book / Page | 4959 / 719 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 004297/687 |
|---|---|
| Date | Nov 06, 2018 |
| Book Page | 4297/687 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004298/490 |
|---|---|
| Date | Nov 07, 2018 |
| Book Page | 4298/490 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004382/275 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 4382/275 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 004689/662 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 4689/662 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 24, 2020 |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 004501/158 |
| Book / Page | 4501 / 158 |
| Map Reference | LB 15 PG 51-53 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ELEY ST, 1010, OTSEGO, MI 49078-2500 |
| Name | Verified Name |
|---|---|
| Address | 1832 JEFFERSON RD, OTSEGO, MI 49078-9601 |
| Document Number | 0004501161 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 4501/161 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 06, 2017 |
| Property Address | 1010 ELEY ST, OTSEGO, MI 49078-2500 |
| Document Number | 4183/713 |
| Book / Page | 4183 / 713 |
| Map Reference | LB15 PG51 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 4183-713 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 E ORLEANS ST, 117, OTSEGO, MI 49078-1124 |
| Name | Verified Name |
|---|---|
| Address | 1205 120TH AVE, MARTIN, MI 49070-9791 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,100 (+32.27%) Land $17,500 Building $168,600 | $372,200 (+32.27%) Land $35,000 Building $337,200 | |
| 2025 | $7,666.00 (+42.38%) | ||
| 2023 | $140,700 Land $10,000 Building $130,700 | $281,400 Land $20,000 Building $261,400 | |
| 2022 | $5,384.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 54-278-176-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,536 sqft Living Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Basement Area | 1,536 sqft Basement |
| Unfinished Basement | 1,536 sqft Unfinished |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch Style |
| Lot Area | 16,291 sqft (0.374 acres) |
| Depth X Width | 132 ft x 124 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1010 ELEY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-2500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 176 ELEY ACRES VI SEC 26 T1N R12W (03). |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | ELEY ACRES VI |
| Legal Lot Number | 176 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 31900 |
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