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906 Eley St, Otsego, MI 49078 Property Records

Allegan County property record for 906 Eley St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,479 sqft Living Area
Lot Size18,165 sqft (0.417 acres)
Garage460 sqft
OccupancyOwner Occupied
Last Sale$365,000 (2024)
Tax Bill$6,647.00 (2025)

Owner

Source: Allegan County records · APN 54-278-151-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address906 ELEY ST, OTSEGO, MI 49078-2501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 27, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK AMERICA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Doc Number202412274
Deed Book / Page4967 / 97
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address906 ELEY ST, OTSEGO, MI 49078-2501
Transaction TypeMortgage
Record UpdatedOct 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 ELEY ST, OTSEGO, MI 49078-2501

Mortgage

Document Number005072/381
DateSep 29, 2025
Book Page5072/381
Instrument2025015548
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address906 ELEY ST, OTSEGO, MI 49078-2501
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004579/428
DateFeb 18, 2021
Book Page4579/428
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMar 27, 2019
Property Address906 ELEY ST, OTSEGO, MI 49078-2501
Document Number004329/967
Book / Page4329 / 967
Map ReferenceLB 15 PG 51
Instrument DateMar 14, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address906 ELEY ST, 906, OTSEGO, MI 49078-2501

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 WOODLAND AVE NW, GRAND RAPIDS, MI 49504-2461

Mortgage

Document Number0004329970
DateMar 27, 2019
Instrument4329/970
Lender
NameBANK AMERICA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$156,000 (+24.4%) Land $17,500 Building $138,500$312,000 (+24.4%) Land $35,000 Building $277,000
2025$6,647.00 (+38.16%)
2023$125,400 Land $10,000 Building $115,400$250,800 Land $20,000 Building $230,800
2022$4,811.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN54-278-151-00

Interior

Full Baths2 Baths
Building Area1,479 sqft Living Area
1st Floor1,479 sqft 1st Floor
Basement Area1,479 sqft Basement
Unfinished Basement1,479 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Lot Area18,165 sqft (0.417 acres)
Depth X Width155 ft x 113 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area460 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address906 ELEY ST
CityOTSEGO
StateMI
Zip49078-2501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 151 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range12W
Legal Township01N
Legal Section26
Legal SubdivisionELEY ACRES VI
Legal Lot Number151
JurisdictionALLEGAN MI
Minor Civil DivisionOTSEGO
Census Blockgroup3
Census Block3035
Census Tract31900

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