Howard County property record for 10054 Rowan Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,296 sqft · built 2017 |
| Lot Size | 0.218 acres (9,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,045,000 (Aug 2022) |
| Tax Bill | $15,028 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596132 |
| Primary APN | 06-596132 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,296 sqft Total Area |
| Basement Area | 1,504 sqft |
| Finished Basement | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,502 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596132 |
|---|---|
| Street Address | 10054 ROWAN LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 76 9,502 SQ' 10054 ROWAN LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 76 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 18, 2020 | Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| May 3, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 2, 2022 |
| Property Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0216520201 |
| Book / Page | 21652 / 201 |
| Map Reference | PL WAR 22732-22752 |
| Instrument Date | May 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RLM TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10054 ROWAN LN, 10054, LAUREL, MD 20723-6032 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0021652206 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 21652/206 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 18, 2020 |
| Property Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0192430366 |
| Book / Page | 19243 / 366 |
| Map Reference | PL WAR 22732-22752 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | AMERICAN LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,448.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Investor | Possibly a Property Investor |
| Document Number | 1924373 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 1924/373 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 3, 2017 |
| Property Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 0175660048 |
| Book / Page | 17566 / 048 |
| Map Reference | PL22732-22752 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 17566-048 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CONTINENTAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10054 ROWAN LN, LAUREL, MD 20723-6032 |
| Document Number | 17566054 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 17566-054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055,733 (+4.46%) | $1,145,800 (+13.37%) Land $345,200 Building $800,600 | |
| 2025 | $15,028.00 (+89.41%) | $1,010,700 (+25.29%) Land $230,200 Building $780,500 | $1,010,700 (-) Land $230,200 Building $780,500 |
| 2023 | $806,700 | $1,010,700 Land $230,200 Building $780,500 | |
| 2022 | $7,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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