10020 Pepper St, Ballico, CA 95303 Property Records

Merced County property record for 10020 Pepper St, Ballico, CA 95303

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,054 sqft · built 1945
Lot Size	4.11 acres (179,467 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Aug 2024)
Tax Bill	$11,246 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-100-008-000`

Property Details

APN / Parcel Number

Primary APN	`046-100-008-000`
Alternative APN	`046100008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,054 sqft Total Area
Gross Area	1,450 sqft
1st Floor Area	1,054 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	179,467 sqft (4.11 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	046100008
Street Address	10020 PEPPER ST
City	BALLICO
State	CA
Zip	95303-9741
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	DSLS POR LOT 455 SEC 1/6/11
Legal Range	11
Legal Township	06
Legal Section	01
Legal Subdivision	BALLICO UN/DELHI ST LAND SETTL
Legal Lot Number	455
Jurisdiction	MERCED CA
Township / Civil Division	LIVINGSTON-DELHI
Census Block Group	2
Census Block	2001
Census Tract	201

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10020 PEPPER ST, BALLICO, CA 95303-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
May 7, 2021	Intrafamily Transfer, Transfer TRANSCOUNTY TITLE COMPANY
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage RESBAN
Mar 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	May 7, 2021
Deed Document Number	2024019195
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	10020 PEPPER ST, BALLICO, CA 95303-9741
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 PORTO FINO ST, TURLOCK, CA 95382-0488

Mortgage

Document Number	0000020805
Date	May 7, 2021
Instrument	2021020805

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 7, 2021
Property Address	10020 PEPPER ST, BALLICO, CA 95303-9741
Document Number	0000020803
Map Reference	VOL 8 PG 15&16
Instrument Date	May 5, 2021
Instrument	2021020803
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19020 PEPPER ST, BALLICO, CA 95303

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 7, 2021
Property Address	10020 PEPPER ST, BALLICO, CA 95303-9741
Document Number	0000020802
Map Reference	VOL 8 PG 15&16
Instrument Date	Apr 27, 2021
Instrument	2021020802
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 PEPPER ST, BALLICO, CA 95303-9741

Mortgage

Document Number	0000020804
Date	May 7, 2021
Instrument	2021020804

Lender

Name	RESBAN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 2, 2021
Property Address	10020 PEPPER ST, BALLICO, CA 95303-9741
Document Number	0000009527
Map Reference	VOL 8 PG 15&16
Instrument Date	Feb 5, 2021
Instrument	2021009527
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10056 PEPPER ST, BALLICO, CA 95303-9741

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Ballico-Cressey Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,246.00 (+3.63%) Homeowner's exemption	$1,075,000 (+3.84%) Land $300,000 Building $775,000
2023	$10,852.00 (+0.9%)	$1,035,198 Land $280,908 Building $754,290
2022	$10,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Ayera Technologies, T-Mobile.

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