100 Cobia Dr, Placida, FL 33946 Property Records

Charlotte County property record for 100 Cobia Dr, Placida, FL 33946

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.684 acres (29,791 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Mar 2021)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`412034451001`

Property Details

APN / Parcel Number

Primary APN	`412034451001`
Alternative APNs	`00767810009006` `10004661011`

Exterior

Lot Area	29,791 sqft (0.684 acres)
Lot Dimensions	110 ft deep x 210 ft wide
View / Lot	Waterfront

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00767810009006
Street Address	100 COBIA DR
City	PLACIDA
State	FL
Zip	33946-2514
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF3.5
Legal Description	CAPE HAZE EAST 1ST ADD BLK G LTS 9 & 10 1859/1475 RES1859/1467 4268/636 4520/1658 4736/139
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE EAST 1ST ADD
Legal Tract	CHE
Legal Block	G
Legal Lot Number	9,10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1015
Census Tract	30505

Owner

Source: Charlotte County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 COBIA DR, PLACIDA, FL 33946-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage RICHARD HALVORSON
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 30, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20212923095
Deed Book / Page	4736 / 139
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0045201658
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	100 COBIA DR, PLACIDA, FL 33946-2514
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003581112
Date	Oct 24, 2025
Instrument	3581112

Lender

Name	RICHARD HALVORSON
Type	Private Party
Address	50 PINE VALLEY PL, ROTONDA WEST, FL 33947

Agreement

Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	100 COBIA DR, PLACIDA, FL 33946-2514
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COBIA DR, PLACIDA, FL 33946-2514

Mortgage

Document Number	0003553113
Date	Jul 31, 2025
Instrument	3553113

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 30, 2021
Property Address	100 COBIA DR, PLACIDA, FL 33946-2514
Document Number	0047360139
Book / Page	4736 / 139
Map Reference	MB 3 PG 28
Instrument Date	Mar 19, 2021
Instrument	2923095
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$612.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1508 RAPHIS ROYALE BLVD, ENGLEWOOD, FL 34223-1888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 2ND ST, ENGLEWOOD, FL 34223-1737

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 26, 2019
Property Address	100 COBIA DR, PLACIDA, FL 33946
Document Number	0045201658
Book / Page	004520 / 001658
Instrument Date	Dec 19, 2019
Instrument	2772155
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1508 RAPHIS ROYALE BLVD ENGLEWOOD FL 342231888, ENGLEWOOD, FL 34223-1888

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 28, 2017
Property Address	100 COBIA DR, PLACIDA, FL 33946
Document Number	0042680636
Book / Page	004268 / 000636
Instrument Date	Dec 27, 2017
Instrument	2575923
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1508 RAPHIS ROYALE BLVD ENGLEWOOD FL 342231888, ENGLEWOOD, FL 34223-1888

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (-22.88%)	$133,538 (+26.82%) Land $133,538	$133,538 (-5.42%) Land $133,538
2024	$2,574.00 (+5.84%)
2023	$2,432.00 (+13.01%)	$105,300 (+1%)	$141,186 (+47.49%) Land $141,186
2022	$2,152.00	$95,727 Land $95,727	$95,727 Land $95,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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