10 Cobia Dr, Placida, FL 33946 Property Records

Charlotte County property record for 10 Cobia Dr, Placida, FL 33946 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage3,577 sqft Living Area
Lot Size15,373 sqft (0.353 acres)
GarageAttached, 828 sqft
Last Sale$975,000 (2022)
Tax Bill$15,407.00 (2024)

Property Details

APN / Parcel Number

Primary APN412034451009
Alternative APNs
  • 00767810000005
  • 10004661019

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area3,577 sqft Living Area
Gross Area5,007 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area15,373 sqft (0.353 acres)
Depth X Width120 ft x 131 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area4,140 sqft Driveway
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area828 sqft Garage

Exterior Amenities

Pool Area364 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Deck AreaDeck Area
Patio Area171 sqft Patio
Porch Area431 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00767810000005
Street Address10 COBIA DR
CityPLACIDA
StateFL
Zip33946-2485
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAPE HAZE EAST BLK G LT 1 OF AN UNNUMBERED (BLK G) 1859/1477 RES1859/1467 2008/149 CD2132/1210 2611/109 3261/1200 3714/1103 CD3726/448 4575/1403 4603/261 4945/1490
Legal Range20E
Legal Township41S
Legal Section34
Legal SubdivisionCAPE HAZE EAST
Legal TractCHE
Legal BlockG
Legal Lot Number1
JurisdictionCHARLOTTE FL
Minor Civil DivisionGROVE CITY-ROTONDA
Census Blockgroup1
Census Block1015
Census Tract30505

Owner

Source: Charlotte County records · APN 412034451009

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 580, POWAY, CA 92074-0580
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Warranty Deed, Transfer · Conventional Mortgage
CASTLE MORTGAGE CORP
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
SMARTBANK
May 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Prior SaleJul 20, 2020 · Amount on Record
Deed Doc Number20223073201
Deed Book / Page4945 / 1490
Prior Transfer DateMay 06, 2020
Prior Transfer Doc0045751403
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 15, 2022
Property Address10 COBIA DR, PLACIDA, FL 33946-2485
Document Number0049451490
Book / Page4945 / 1490
Map ReferenceMB 412 PG 523
Instrument DateMar 10, 2022
Instrument3073201
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1624 VALLEY WOODS DR, 1624, SEVIERVILLE, TN 37862-7206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 580, POWAY, CA 92074-0580

Mortgage

Document Number0049451492
DateMar 15, 2022
Instrument4945/1492
Lender
NameCASTLE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 20, 2020
Property Address10 COBIA DR, PLACIDA, FL 33946-2485
Document Number0046030261
Book / Page004603 / 000261
Instrument DateJul 17, 2020
Instrument2831836
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1624 VALLEY WOODS DR SEVIERVILLE TN 378627206, SEVIERVILLE, TN 37862-7206

Mortgage

Document Number46030264
DateJul 20, 2020
Book Page004603/000264
Instrument2831837
Lender
NameSMARTBANK
TypeBank
AddressPIGEON FORGE, TN 37868-1910
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 19, 2035

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMay 15, 2020
Property Address10 COBIA DR, PLACIDA, FL 33946-2485
Document Number0045751403
Book / Page004575 / 001403
Instrument DateMay 06, 2020
Instrument2811847
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address135 PINE TREE RD TOWNSEND DE 197349784, TOWNSEND, DE 19734-9784

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,549.00 (-18.55%)$821,146 (-0.18%) Land $52,700 Building $768,446$821,146 (-7.47%) Land $52,700 Building $768,446
2024$15,407.00 (+10.36%)
2023$13,961.00 (+30.61%)$822,598 (+6.25%)$887,428 (+14.62%) Land $60,001 Building $827,427
2022$10,689.00$774,244 Land $42,500 Building $731,744$774,244 Land $42,500 Building $731,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 503 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cobia Dr

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