Grady County property record for 998 Garden Rd, Tuttle, OK 73089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,199 sqft · built 1999 |
| Lot Size | 1.29 acres (56,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2026) |
| Tax Bill | $3,181 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20508 |
| Primary APN | 20508 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,199 sqft Living Area |
| 1st Floor Area | 2,199 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,541 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 51348 |
|---|---|
| Street Address | 998 GARDEN RD |
| City | TUTTLE |
| State | OK |
| Zip | 73089-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-09N-05W LOT 7 GARDEN RIDGE ADDN |
| Legal Range | 05W |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | 0765 GARDEN RIDGE ADDN |
| Legal Lot Number | 7 |
| Jurisdiction | GRADY OK |
| Township / Civil Division | TUTTLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 902 |
998 Garden Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Grady County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 7, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 20265929 |
| Deed Book / Page | 6626 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY OK |
| Property Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | I2023015934 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 6243/401 |
| Instrument | I-2023-015934 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY OK |
| Recording Date | Apr 23, 2026 |
| Property Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | 0000005929 |
| Book / Page | 6626 / 28 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.5929 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | LEGACY TITLE OF OKLAHOMA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | 0000005930, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..5930 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY OK |
| Recording Date | Apr 23, 2026 |
| Property Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | I2026005929 |
| Book / Page | 6626 / 28 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20265929 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LEGACY TITLE, LEGACY TITLE OF OKLAHOMA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | 0000005930, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20265930 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY OK |
| Recording Date | Apr 7, 2020 |
| Property Address | 998 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | 0000004375 |
| Book / Page | 005718 / 000562 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 4375 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 998 GARDEN RD TUTTLE OK 730894404, TUTTLE, OK 73089-4404 |
| Document Number | 4376 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 005718/000563 |
| Instrument | 4376 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
The 2025 property tax bill for 998 Garden Rd was $3,181 with a homeowner's exemption, up % from the year before.
Source: Grady County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Grady County |
| Unified School District | Bridge Creek Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,387 (+3%) Land $2,632 Building $27,755 | $276,245 (+3%) Land $23,930 Building $252,315 | |
| 2025 | $3,181.00 (+0.03%) | $29,502 (+3%) Land $2,749 Building $26,753 | $268,200 Land $24,993 Building $243,207 |
| 2024 | $3,180.00 (+6.82%) | $28,643 (+3%) Land $2,669 Building $25,974 | |
| 2023 | $2,977.00 (+3.98%) Homeowner's exemption | $27,809 (+4.45%) Land $2,706 Building $25,103 | $289,955 (+19.37%) Land $28,270 Building $261,685 |
| 2022 | $2,863.00 Homeowner's exemption | $26,625 Land $2,363 Building $24,262 | $242,908 Land $21,486 Building $221,422 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 998 Garden Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1987–1993) |
| Most Recent Claim | May 1993 · Severe Storms, Tornadoes & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 998 Garden Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 49% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEC Fiber Fiber | 1,000 / 1,000 |
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures