988 Garden Rd, Tuttle, OK 73089 Property Records

Grady County property record for 988 Garden Rd, Tuttle, OK 73089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,631 sqft · built 1999
Lot Size1.29 acres (56,454 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (Aug 2025)
Tax Bill$1,674 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN20505

Property Details

APN / Parcel Number

Primary APN20505
Alternative APNs
  • 0765-000-004-00-0-000-00
  • 0765-00-000-004-0-000-00
  • 51345

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,631 sqft Living Area
1st Floor Area1,631 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area56,454 sqft (1.29 acres)
Garage TypeAttached
Garage Area600 sqft
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemOther

Location & Zoning

Account Number51345
Street Address988 GARDEN RD
CityTUTTLE
StateOK
Zip73089-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-09N-05W LOT 4 GARDEN RIDGE ADDN JTWD 4/4/01
Legal Range05W
Legal Township09N
Legal Section16
Legal Subdivision0765 GARDEN RIDGE ADDN
Legal Lot Number4
JurisdictionGRADY OK
Township / Civil DivisionTUTTLE
Census Block Group2
Census Block2010
Census Tract902

Owner

Source: Grady County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address988 GARDEN RD, TUTTLE, OK 73089-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 11, 2025Warranty Deed, Transfer
OLD REPUBLIC TITLE
Jul 3, 2025Deed, Transfer · Line of Credit
RFLF 4 LLC
May 28, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
F & M BANK
Aug 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Prior SaleJul 3, 2025 · Amount on Record
Deed Document Number202510028
Deed Book / Page6498 / 137
Prior Transfer DateMay 20, 2019
Prior Transfer Doc0000008438
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY OK
Recording DateSep 25, 2026
Property Address988 GARDEN RD, TUTTLE, OK 73089-4404
Document Number0000013903
Book / Page6719 / 113
Instrument DateSep 15, 2026
Instrument202613903
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GARDEN RD, TUTTLE, OK 73089-4404

Mortgage

Document Number0000013903,
DateSep 25, 2026
Book Page6719/113
Instrument202613903
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY OK
Recording DateAug 11, 2025
Property Address988 GARDEN RD, TUTTLE, OK 73089-4404
Document NumberI2025010028
Book / Page6498 / 137
Instrument DateAug 8, 2025
InstrumentI-2025-010028
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$373.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GARDEN RD, TUTTLE, OK 73089-4404

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionGRADY OK
Recording DateJul 3, 2025
Property Address988 GARDEN RD, TUTTLE, OK 73089-4404
Document NumberI2025008235
Book / Page6481 / 236
Instrument DateJun 25, 2025
InstrumentI-2025-008235
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyOKLAHOMA CITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10828 WILD HORSE CREEK DR, YUKON, OK 73099-8293
InvestorPossibly a Property Investor

Mortgage

Document NumberI2025008236
DateJul 3, 2025
InstrumentI-2025-008236
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 1, 2026

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRADY OK
Recording DateMay 28, 2019
Property Address988 GARDEN RD, TUTTLE, OK 73089-4404
Document Number0000008438
Book / Page5596 / 338
Instrument DateMay 20, 2019
Instrument2019-008438
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyOLD REPUBLIC TITLE CO OF OK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GARDEN RD, TUTTLE, OK 73089-4404

Mortgage

Document Number0000008439
DateMay 28, 2019
Instrument2019-008439
Lender
NameF & M BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRADY OK
Recording DateAug 29, 2018
Property Address988 GARDEN RD, TUTTLE, OK 73089-4404
Document Number0000016969
Book / Page005474 / 000452
Instrument DateJul 30, 2018
Instrument16969
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address988 GARDEN RD TUTTLE OK 730894404, TUTTLE, OK 73089-4404

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyGrady County
Unified School DistrictBridge Creek Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,390 (+71.49%) Land $3,105 Building $24,285$249,000 (+71.49%) Land $28,227 Building $220,773
2025$1,674.00 (+0.06%)$15,972 (+3%) Land $2,475 Building $13,497$145,200 (-16.9%) Land $22,497 Building $122,703
2024$1,673.00 (+6.97%)$15,507 (+3%) Land $2,403 Building $13,104
2023$1,564.00 (+2.62%) Homeowner's exemption$15,055 (+3%) Land $2,432 Building $12,623$174,720 (+15.97%) Land $28,227 Building $146,493
2022$1,524.00 Homeowner's exemption$14,616 Land $2,081 Building $12,535$150,656 Land $21,452 Building $129,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–1993)
Most Recent ClaimMay 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OEC Fiber
Fiber
1,000 / 1,000
Pioneer Telephone Cooperative
Fiber
1,000 / 1,000
Atlink Services
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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