992 Garden Rd, Tuttle, OK 73089 Property Records

Grady County property record for 992 Garden Rd, Tuttle, OK 73089 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 1998
Lot Size	1.27 acres (55,583 sqft)
Owner	Individual Name on File
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20506`

Property Details

APN / Parcel Number

Primary APN	`20506`
Alternative APNs	`0765-000-005-00-0-000-00` `0765-00-000-005-0-000-00` `51346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
1st Floor Area	1,807 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	55,583 sqft (1.27 acres)
Garage Type	Attached
Garage Area	540 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	308 sqft
Greenhouse	378 sqft
Storage Building	160 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	51346
Street Address	992 GARDEN RD
City	TUTTLE
State	OK
Zip	73089-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-09N-05W LOT 5 GARDEN RIDGE ADDN JTWD 12/15/98
Legal Range	05W
Legal Township	09N
Legal Section	16
Legal Subdivision	0765 GARDEN RIDGE ADDN
Legal Lot Number	5
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	2
Census Block	2010
Census Tract	902

Owner

Source: Grady County records · APN 20506

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	992 GARDEN RD, TUTTLE, OK 73089-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	992 GARDEN RD, TUTTLE, OK 73089-4404
Document Number	0000016608
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 GARDEN RD TUTTLE OK 730894404, TUTTLE, OK 73089-4404

Mortgage

Document Number	0000016608
Date	Aug 23, 2018
Book Page	005472/000192
Instrument	16608

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Bridge Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (+0.05%)	$17,711 (+3%) Land $2,144 Building $15,567	$161,009 (-25.47%) Land $19,489 Building $141,520
2024	$1,867.00 (+6.99%)	$17,195 (+3%) Land $2,081 Building $15,114
2023	$1,745.00 (+7.72%) Homeowner's exemption	$16,694 (+7.86%) Land $2,118 Building $14,576	$216,042 (+19.97%) Land $27,791 Building $188,251
2022	$1,620.00 Homeowner's exemption	$15,477 Land $1,815 Building $13,662	$180,085 Land $21,121 Building $158,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (40051C), updated April 14, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400510009022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1987–1993)
Most Recent Claim	May 1993, river or lake flooding, Severe Storms, Tornadoes & Flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 37% of Oklahoma
Wildfire Likelihood	About 1 in 275 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Oklahoma Electric Cooperative	Fiber	1,000 / 1,000
Pioneer Telephone Cooperative (OK)	Fiber	1,000 / 1,000
AtLink Services	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.