986 Garden Rd, Tuttle, OK 73089 Property Records

Grady County property record for 986 Garden Rd, Tuttle, OK 73089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,717 sqft · built 2017
Lot Size1.29 acres (56,192 sqft)
Owner2 Individual Names on Record
Last Sale$239,500 (Jun 2020)
Tax Bill$3,420 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20504

Property Details

APN / Parcel Number

Primary APN20504
Alternative APNs
  • 0765-000-003-00-0-000-00
  • 0765-00-000-003-0-000-00
  • 51344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
1st Floor Area1,717 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area56,192 sqft (1.29 acres)
Garage TypeAttached
Garage Area400 sqft
PorchSlab
Porch Area265 sqft
Poultry House108 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemOther

Location & Zoning

Account Number51344
Street Address986 GARDEN RD
CityTUTTLE
StateOK
Zip73089-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-09N-05W LOT 3 GARDEN RIDGE ADDN WD 7/6/99
Legal Range05W
Legal Township09N
Legal Section16
Legal Subdivision0765 GARDEN RIDGE ADDN
Legal Lot Number3
JurisdictionGRADY OK
Township / Civil DivisionTUTTLE
Census Block Group2
Census Block2010
Census Tract902

Owner

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address986 GARDEN RD, TUTTLE, OK 73089-4404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 28, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 16, 2017Warranty Deed, Construction Loan · Construction Mortgage
COMMUNITY BK/OK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleDec 28, 2017 · Amount on Record
Deed Document Number20207133
Deed Book / Page5744 / 222
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY OK
Property Address986 GARDEN RD, TUTTLE, OK 73089-4404
Transaction TypeMortgage
Record UpdatedOct 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005914
DateMay 3, 2021
Book Page5868/496
Instrument2021-005914
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGRADY OK
Recording DateDec 28, 2017
Property Address986 GARDEN RD, TUTTLE, OK 73089-4404
Document Number0000029368
Book / Page5349 / 218
Instrument DateDec 22, 2017
Instrument2017-029368
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2022
Title CompanySTEWART TITLE OF OKLAHOMA IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$333.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address986 GARDEN RD, TUTTLE, OK 73089-4404

Mortgage

Document Number0000029369
DateDec 28, 2017
Instrument2017-029369
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

May 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRADY OK
Recording DateMay 16, 2017
Property Address986 GARDEN RD, TUTTLE, OK 73089-4404
Document Number0000011227
Book / Page005223 / 000594
Instrument DateMay 15, 2017
Instrument11227
Transaction TypeConstruction Loan
Record UpdatedJun 21, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2369 BLUE SPRUCE DR BLANCHARD OK 730102305, BLANCHARD, OK 73010-2305

Mortgage

Document Number11228
DateMay 16, 2017
Book Page005223/000595
Instrument11228
Lender
NameCOMMUNITY BK/OK
TypeBank
AddressNEWCASTLE, OK 73065
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 15, 2018

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyGrady County
Unified School DistrictBridge Creek Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,247 (+5%) Land $2,746 Building $29,501$293,155 (+5%) Land $24,966 Building $268,189
2025$3,420.00 (+0.03%)$30,711 (+5%) Land $2,778 Building $27,933$279,191 (-0.54%) Land $25,253 Building $253,938
2024$3,419.00 (+10.79%)$29,249 (+5%) Land $2,646 Building $26,603
2023$3,086.00 (+5.07%)$27,856 (+5.7%) Land $2,786 Building $25,070$280,702 (+17.16%) Land $28,096 Building $252,606
2022$2,937.00$26,354 Land $2,349 Building $24,005$239,580 Land $21,353 Building $218,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–1993)
Most Recent ClaimMay 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OEC Fiber
Fiber
1,000 / 1,000
Pioneer Telephone Cooperative
Fiber
1,000 / 1,000
Atlink Services
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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