Grady County property record for 981 Garden Rd, Tuttle, OK 73089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1998 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Oct 2025) |
| Tax Bill | $2,438 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20515 |
| Primary APN | 20515 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Storage Building | 300 sqft |
| Utility Building | 900 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 51355 |
|---|---|
| Street Address | 981 GARDEN RD |
| City | TUTTLE |
| State | OK |
| Zip | 73089-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-09N-05W LOT 14 GARDEN RIDGE ADDN |
| Legal Range | 05W |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | 0765 GARDEN RIDGE ADDN |
| Legal Lot Number | 14 |
| Jurisdiction | GRADY OK |
| Township / Civil Division | TUTTLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 902 |
Source: Grady County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1908 COUNTY ROAD 1200, TUTTLE, OK 73089-2223 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 1, 2025 | Warranty Deed, Transfer MULTIPLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2011 |
| Deed Document Number | 202512500 |
| Deed Book / Page | 6519 / 579 |
| Prior Transfer Date | Sep 28, 2011 |
| Prior Transfer Doc | 0000018074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY OK |
| Property Address | 981 GARDEN RD, TUTTLE, OK 73089-4404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | I2022004711 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 6013/253 |
| Instrument | I-2022-004711 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY OK |
| Recording Date | Oct 1, 2025 |
| Property Address | 981 GARDEN RD, TUTTLE, OK 73089-4404 |
| Document Number | I2025012500 |
| Book / Page | 6519 / 579 |
| Instrument Date | Sep 26, 2025 |
| Instrument | I-2025-012500 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1908 COUNTY ROAD 1200, TUTTLE, OK 73089-2223 |
Source: Grady County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Grady County |
| Unified School District | Bridge Creek Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,438.00 | $21,896 (+5%) Land $2,967 Building $18,929 | $199,054 (-0.35%) Land $26,975 Building $172,079 |
| 2024 | $2,438.00 (+10.77%) | $20,853 (+5%) Land $2,826 Building $18,027 | |
| 2023 | $2,201.00 (+4.41%) | $19,860 (+5%) Land $2,815 Building $17,045 | $199,756 (+16.18%) Land $28,314 Building $171,442 |
| 2022 | $2,108.00 | $18,914 Land $2,367 Building $16,547 | $171,942 Land $21,519 Building $150,423 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1987–1993) |
| Most Recent Claim | May 1993 · Severe Storms, Tornadoes & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 63% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEC Fiber Fiber | 1,000 / 1,000 |
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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