982 Garden Rd, Tuttle, OK 73089 Property Records

Grady County property record for 982 Garden Rd, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1998
Lot Size	1.28 acres (55,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2018)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20503`

Property Details

APN / Parcel Number

Primary APN	`20503`
Alternative APNs	`0765-000-002-00-0-000-00` `0765-00-000-002-0-000-00` `51343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	1,653 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	55,800 sqft (1.28 acres)
Garage Type	Attached
Garage Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Poultry House	32 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	51343
Street Address	982 GARDEN RD
City	TUTTLE
State	OK
Zip	73089-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-09N-05W LOT 2 GARDEN RIDGE ADDN JTWD 3050/464
Legal Range	05W
Legal Township	09N
Legal Section	16
Legal Subdivision	0765 GARDEN RIDGE ADDN
Legal Lot Number	2
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	2
Census Block	2010
Census Tract	902

Owner

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 GARDEN RD, TUTTLE, OK 73089-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 17, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Dec 11, 1997 · Amount on Record
Deed Document Number	201816224
Deed Book / Page	5469 / 350
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	982 GARDEN RD, TUTTLE, OK 73089-4404
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023013576
Date	Oct 10, 2023
Book Page	6225/432
Instrument	I-2023-013576

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	982 GARDEN RD, TUTTLE, OK 73089-4404
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 GARDEN RD, TUTTLE, OK 73089-4404

Mortgage

Document Number	I2022002125
Date	Feb 17, 2022
Book Page	5988/222
Instrument	I-2022-002125

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Aug 17, 2018
Property Address	982 GARDEN RD, TUTTLE, OK 73089-4404
Document Number	0000016224
Book / Page	5469 / 350
Instrument Date	Aug 6, 2018
Instrument	2018-016224
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	982 GARDEN RD, TUTTLE, OK 73089-4404

Mortgage

Document Number	0000016225
Date	Aug 17, 2018
Instrument	2018-016225

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Bridge Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,631 (+3%) Land $2,524 Building $20,107	$205,736 (+3%) Land $22,945 Building $182,791
2025	$2,342.00 (+0.04%)	$21,972 (+3%) Land $2,644 Building $19,328	$199,745 (-6.49%) Land $24,037 Building $175,708
2024	$2,341.00 (+6.89%)	$21,332 (+3%) Land $2,567 Building $18,765
2023	$2,190.00 (+9.23%) Homeowner's exemption	$20,711 (+9.38%) Land $2,685 Building $18,026	$213,604 (+22.63%) Land $27,900 Building $185,704
2022	$2,005.00 Homeowner's exemption	$18,935 Land $2,332 Building $16,603	$174,187 Land $21,204 Building $152,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1993)
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

982 Garden Rd, Tuttle, OK 73089 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Garden Rd

Nearby Streets

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