995 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 995 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,912 sqft · built 1900
Lot Size	0.612 acres (26,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2013)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-126-019`

Property Details

APN / Parcel Number

Primary APN	`10-36-126-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,088 sqft
Upper Floors Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,650 sqft (0.612 acres)
Lot Dimensions	205 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	40 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	995 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	W 50' LOT 59 & LOT 1-60 OAK GROVE ADD
Legal Range	02E
Legal Township	89N
Legal Section	36
Legal Subdivision	BRYANT
Legal Lot Number	1-60
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4004
Census Tract	801

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Nov 22, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Apr 8, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	201312895
Last Transfer Date	Aug 28, 2024
Transfer Doc	0000007996
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009927
Date	Jun 16, 2021
Instrument	2021-00009927

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823

Mortgage

Document Number	0000007046
Date	Jul 24, 2023
Instrument	2023-00007046

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2043

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DUBUQUE IA
Recording Date	Nov 22, 2023
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Document Number	0000011112
Instrument Date	Nov 22, 2023
Instrument	2023-00011112
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015319
Date	Dec 12, 2017
Instrument	2017-00015319

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007150
Date	May 29, 2020
Instrument	2020-00007150

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 8, 2020
Property Address	995 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Document Number	0000004074
Instrument Date	Apr 6, 2020
Instrument	4074
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	995 MOUNT LORETTA AVE DUBUQUE IA 520037823, DUBUQUE, IA 52003-7823

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,202.00 Homeowner's exemption	$330,400 (+4.52%) Land $68,600 Building $261,800	$330,400 (+4.52%) Land $68,600 Building $261,800
2024	$4,202.00 (-3.09%)
2023		$316,100 (+21.43%) Land $62,400 Building $253,700	$316,100 (+21.43%) Land $62,400 Building $253,700
2022	$4,336.00 Homeowner's exemption	$260,320 Land $56,160 Building $204,160
2021			$260,320 Land $56,160 Building $204,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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