977 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 977 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1931
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Jun 2023)
Tax Bill	$2,494 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-201-005`

Property Details

APN / Parcel Number

Primary APN	`10-36-201-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	936 sqft
Attic Area	328 sqft
Basement Area	936 sqft
Finished Basement	563 sqft

Exterior

Year Built	Built 1931
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Wood Frame
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	977 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	W 50'-S40' LOT 56 & W 50' OF LOT 57 & LOT 2-58 OAK GROVE ADD
Legal Subdivision	BRYANT
Legal Lot Number	2-58
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4004
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	2023-00005375
Record Updated	Jun 7, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823

Mortgage

Document Number	0000009057
Date	Aug 26, 2025
Instrument	2025-00009057

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	1005 BLAIRS FERRY RD NE, CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2030

Interest

Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 9, 2023
Property Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Document Number	0000005375
Instrument Date	Jun 5, 2023
Instrument	2023-00005375
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823

Mortgage

Document Number	0000005376
Date	Jun 9, 2023
Instrument	2023-00005376

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014167
Date	Nov 15, 2017
Instrument	2017-00014167

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Document Number	0000015811
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	977 MOUNT LORETTA AVE DUBUQUE IA 520037823, DUBUQUE, IA 52003-7823

Mortgage

Document Number	0000015811
Date	Dec 22, 2017
Instrument	15811

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 20, 2017
Property Address	977 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823
Document Number	0000007391
Instrument Date	Jun 19, 2017
Instrument	7391
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	977 MOUNT LORETTA AVE DUBUQUE IA 520037823, DUBUQUE, IA 52003-7823

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,700 (+15.01%) Land $33,000 Building $164,700	$197,700 (+15.01%) Land $33,000 Building $164,700
2024	$2,494.00 (+10.84%)
2023		$171,900 (+23.34%) Land $30,000 Building $141,900	$171,900 (+23.34%) Land $30,000 Building $141,900
2022	$2,250.00 (+5.73%) Homeowner's exemption	$139,370 Land $27,000 Building $112,370
2021	$2,128.00		$139,370 Land $27,000 Building $112,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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