1041 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 1041 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,353 sqft · built 1926
Lot Size0.235 acres (10,250 sqft)
Owner2 Individual Names on Record
Tax Bill$2,222 (2024)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-36-126-017

Property Details

APN / Parcel Number

Primary APN10-36-126-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,353 sqft Living Area
1st Floor Area715 sqft
Upper Floors Area536 sqft
Basement Area843 sqft
Finished Basement500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area10,250 sqft (0.235 acres)
Lot Dimensions205 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area180 sqft
Deck Area273 sqft
Patio Area258 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1041 MOUNT LORETTA AVE
CityDUBUQUE
StateIA
Zip52003-7885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionS 205' OF LOT 1-1-2 OF MINERAL LOT 48
Legal SubdivisionBRYANT
Legal Lot Number1-2,48 1
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group4
Census Block4004
Census Tract801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1041 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1041 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885
Transaction TypeMortgage
Record UpdatedMay 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006231
DateApr 20, 2021
Instrument2021-00006231
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 19, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,200 (+14.96%) Land $33,000 Building $172,200$205,200 (+14.96%) Land $33,000 Building $172,200
2024$2,222.00 (-7.34%)
2023$178,500 (+20.66%) Land $30,000 Building $148,500$178,500 (+20.66%) Land $30,000 Building $148,500
2022$2,398.00 Homeowner's exemption$147,940 Land $27,000 Building $120,940
2021$147,940 Land $27,000 Building $120,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

Nearby Properties on Mount Loretta Ave

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