Dubuque County property record for 984 Mount Loretta Ave, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1900 |
| Lot Size | 0.608 acres (26,510 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,150 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-205-001 |
| Primary APN | 10-36-205-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Upper Floors Area | 640 sqft |
| Basement Area | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 26,510 sqft (0.608 acres) |
| Lot Dimensions | 241 ft deep x 110 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 984 MOUNT LORETTA AVE |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 1-9 OAK GROVE ADD |
| Legal Subdivision | BRYANT |
| Legal Lot Number | 1-9 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 801 |
984 Mount Loretta Ave is owned and occupied by an individual who acquired it in December 2023.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 984 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage APPLE RIVER STATE BANK |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2023 |
| Transfer Doc | 0000011672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 984 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006793 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-00006793 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALENA, IL 61036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 2, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 13, 2023 |
| Property Address | 984 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7822 |
| Document Number | 0000011672 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2023-00011672 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 984 MT, DUBUQUE, IA 52001 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170,000 Land $73,800 Building $96,200 | $170,000 Land $73,800 Building $96,200 | |
| 2024 | $2,150.00 | ||
| 2023 | $159,800 (+18.34%) Land $67,100 Building $92,700 | $159,800 Land $67,100 Building $92,700 | |
| 2022 | $2,176.00 Homeowner's exemption | $135,030 Land $60,390 Building $74,640 | |
| 2021 | $135,030 Land $60,390 Building $74,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 984 Mount Loretta Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 984 Mount Loretta Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, Nextlink.
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