1021 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 1021 Mount Loretta Ave, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,161 sqft · built 1924
Lot Size	0.179 acres (7,790 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-126-018`

Property Details

APN / Parcel Number

Primary APN	`10-36-126-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,161 sqft Living Area
1st Floor Area	576 sqft
Upper Floors Area	432 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,790 sqft (0.179 acres)
Lot Dimensions	205 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1021 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S 205' LOT 2-1-2 OF MINERAL LOT 48
Legal Range	02E
Legal Township	89N
Legal Section	36
Legal Subdivision	BRYANT
Legal Lot Number	1-2,48
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4004
Census Tract	801

Owner

1021 Mount Loretta Ave is owned and occupied by an individual who bought it in April 2026.

Source: Dubuque County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1021 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jul 14, 2020 · Amount on File
Deed Document Number	20263537
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 10, 2026
Property Address	1021 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885
Document Number	0000003537
Instrument Date	Apr 3, 2026
Instrument	20263537
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,623.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885

Mortgage

Document Number	0000003538,
Date	Apr 10, 2026
Instrument	20263538

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 14, 2020
Property Address	1021 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885
Document Number	0000010154
Instrument Date	Jul 3, 2020
Instrument	2020-00010154
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1021 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7885

Mortgage

Document Number	0000010155
Date	Jul 14, 2020
Instrument	2020-00010155

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Mount Loretta Ave was $2,224 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,224.00 Homeowner's exemption	$191,100 Land $25,100 Building $166,000	$191,100 Land $25,100 Building $166,000
2024	$2,224.00
2023		$164,900 (+24.08%) Land $22,800 Building $142,100	$164,900 Land $22,800 Building $142,100
2022	$2,138.00 Homeowner's exemption	$132,900 Land $20,520 Building $112,380
2021			$132,900 Land $20,520 Building $112,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 Mount Loretta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Mount Loretta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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