1040 Mount Loretta Ave, Dubuque, IA 52003 Property Records

Dubuque County property record for 1040 Mount Loretta Ave, Dubuque, IA 52003 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 1956
Lot Size	0.304 acres (13,282 sqft)
Owner	Owner Name on File
Last Sale	$112,000 (Nov 2005)
Tax Bill	$2,870 (2024)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-36-130-003`

Property Details

APN / Parcel Number

Primary APN	`10-36-130-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	13,282 sqft (0.304 acres)
Lot Dimensions	229 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1040 MOUNT LORETTA AVE
City	DUBUQUE
State	IA
Zip	52003-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-1-5 & 1-1-1-1-6 OAK GROVE ADD
Legal Subdivision	BRYANT
Legal Lot Number	1-6 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3003
Census Tract	801

Owner

Source: Dubuque County records · APN 10-36-130-003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1040 MOUNT LORETTA AVE, DUBUQUE, IA 52003-8766
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2005 · Amount on Record
Deed Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	2005-00019468
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1040 MOUNT LORETTA AVE, DUBUQUE, IA 52003-8766
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007430
Date	May 10, 2021
Instrument	2021-00007430

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,500 (+9.39%) Land $38,600 Building $190,900	$229,500 (+9.39%) Land $38,600 Building $190,900
2024	$2,870.00 (+2.65%)
2023		$209,800 (+22.66%) Land $35,100 Building $174,700	$209,800 (+22.66%) Land $35,100 Building $174,700
2022	$2,796.00 Homeowner's exemption	$171,040 Land $31,580 Building $139,460
2021			$171,040 Land $31,580 Building $139,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.