Owen County property record for 989 Freeman Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1950 |
| Lot Size | 43.6 acres (1,899,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $177 (2025) |
| Deeds & Mortgages | Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-28-400-590.000-027 |
| Primary APN | 60-10-28-400-590.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 570 sqft |
| Unfinished Basement | 570 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 1,899,216 sqft (43.6 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Lean-To | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001026197 |
|---|---|
| Street Address | 989 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | IN S 1/2 SW SE S28 T10 R3 19A S 1/2 SE SE S28 T10 R3 20A IN SW SE S28 T10 R3 4.60A **TOD-STRUNK, MICHELLE A & CHRISTINA GOULD |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 28 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
989 Freeman Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2018.
Source: Owen County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 FREEMAN RD, SPENCER, IN 47460-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2018 |
| Transfer Doc | 214545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Nov 7, 2018 |
| Property Address | 989 FREEMAN RD, SPENCER, IN 47460-7424 |
| Document Number | 214545 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 214545 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 989 FREEMAN RD, SPENCER, IN 47460-7424 |
The 2025 property tax bill for 989 Freeman Rd was $177 with a homeowner's exemption, up 7.9% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177.00 (+7.93%) Homeowner's exemption | $168,000 Land $51,800 Building $116,200 | $168,000 Land $51,800 Building $116,200 |
| 2024 | $164.00 (-20.77%) | ||
| 2023 | $207.00 (+16.29%) | $137,200 Land $44,500 Building $92,700 | $137,200 Land $44,500 Building $92,700 |
| 2022 | $178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 989 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 989 Freeman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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