918 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 918 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	2 ba · 1,792 sqft · built 2003
Lot Size	58.2 acres (2,535,192 sqft)
Owner	Individual Name on Record
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`60-10-33-200-280.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-33-200-280.000-027`
Alternative APN	`00001026398`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Finished Basement	1,792 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Metal
Lot Area	2,535,192 sqft (58.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,018 sqft
Parking Spaces	7 Parking Spaces
Deck Area	132 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001026398
Street Address	918 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7424
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IN E 1/2 NW S33 T10 R3 58.20A
Legal Range	3
Legal Township	10
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 FREEMAN RD, SPENCER, IN 47460-7424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2015
Transfer Doc	0000200507
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	918 FREEMAN RD, SPENCER, IN 47460-7424
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241344
Date	Sep 22, 2025
Instrument	241344

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Dec 27, 2017
Property Address	918 FREEMAN RD, SPENCER, IN 47460-7424
Document Number	0000211476
Instrument Date	Dec 12, 2017
Instrument	211476
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 ORCHARD HEIGHTS DR, SPENCER, IN 47460-7462

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (-10.69%) Homeowner's exemption	$327,900 (+13.81%) Land $85,200 Building $242,700	$327,900 (+13.81%) Land $85,200 Building $242,700
2024	$2,667.00 (+4.96%)
2023	$2,541.00 (-6.62%)	$288,100 (+9.09%) Land $74,500 Building $213,600	$288,100 (+9.09%) Land $74,500 Building $213,600
2022	$2,721.00	$264,100 Land $64,100 Building $200,000	$264,100 Land $64,100 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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