1106 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1106 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,305 sqft · built 2013
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on Record
Last Sale	$333,400 (Dec 2022)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-33-100-270.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-33-100-270.000-027`
Alternative APN	`00001031092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Terrain	High
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	117 sqft
Lean-To	405 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031092
Street Address	1106 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NE S33 T10 R3 3.00A
Legal Range	3
Legal Township	10
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1106 FREEMAN RD, SPENCER, IN 47460-7426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Dec 19, 2022	Warranty Deed, Transfer · VA Mortgage FAIR WAY LENDING LLC
Oct 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	2022231655
Last Transfer Date	Oct 7, 2025
Transfer Doc	0000241543
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Oct 7, 2025
Property Address	1106 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000241543
Instrument Date	Oct 7, 2025
Instrument	241543
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1106 FREEMAN RD, SPENCER, IN 47460-7426

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Dec 19, 2022
Property Address	1106 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000231655
Instrument Date	Dec 15, 2022
Instrument	231655
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 FREEMAN RD, SPENCER, IN 47460-7426

Mortgage

Document Number	0000231656
Date	Dec 19, 2022
Instrument	231656

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Oct 24, 2017
Property Address	1106 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000210749
Instrument Date	Oct 18, 2017
Instrument	210749
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+4.74%) Homeowner's exemption	$309,600 (+20.19%) Land $48,000 Building $261,600	$309,600 (+20.19%) Land $48,000 Building $261,600
2024	$2,024.00 (+4.65%) Homeowner's exemption	$257,600 (+7.47%) Land $40,000 Building $217,600	$257,600 (+7.47%) Land $40,000 Building $217,600
2023	$1,934.00 (+0.47%)	$239,700 Land $40,000 Building $199,700	$239,700 Land $40,000 Building $199,700
2022	$1,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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