749 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 749 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$124,400 (Jan 2009)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-28-300-430.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-28-300-430.000-027`
Alternative APN	`00001031298`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031298
Street Address	749 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW S28 T10 R3 1A
Legal Range	3
Legal Township	10
Legal Section	28
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	749 FREEMAN RD, SPENCER, IN 47460-7423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 27, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE STATE OF ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2009 · Amount on Record
Deed Sale	Jan 8, 2009 · Amount on Record
Deed Document Number	2009178427
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	178427
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	749 FREEMAN RD, SPENCER, IN 47460-7423
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218772
Date	Dec 6, 2019
Instrument	218772

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	749 FREEMAN RD, SPENCER, IN 47460-7423
Transaction Type	Mortgage
Record Updated	Mar 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215142
Date	Jan 4, 2019
Instrument	215142

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	749 FREEMAN RD, SPENCER, IN 47460-7423
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 211147
Date	Nov 27, 2017
Instrument	211147

Lender

Name	THE STATE OF ILLINOIS
Type	Non-Lending Institution
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2027

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-15.92%) Homeowner's exemption	$207,200 (+6.69%) Land $30,000 Building $177,200	$207,200 (+6.69%) Land $30,000 Building $177,200
2024	$1,401.00 (+3.85%)
2023	$1,349.00 (+5.72%)	$194,200 Land $25,000 Building $169,200	$194,200 Land $25,000 Building $169,200
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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