Owen County property record for 1087 Freeman Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,208 sqft · built 1950 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-33-100-130.000-027 |
| Primary APN | 60-10-33-100-130.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 536 sqft |
| Unfinished Basement | 536 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Metal Frame |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | High |
| Garage Type | Basement |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030924 |
|---|---|
| Street Address | 1087 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW NE S33 T10 R3 1.5A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 33 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
1087 Freeman Rd is owned and occupied by an individual who acquired it in January 2015.
Source: Owen County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1087 FREEMAN RD, SPENCER, IN 47460-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2015 |
| Transfer Doc | 200498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 1087 FREEMAN RD, SPENCER, IN 47460-7425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1087 FREEMAN RD, SPENCER, IN 47460-7425 |
| Document Number | 0000242735 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 242735 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 1087 Freeman Rd was $757 with a homeowner's exemption, down 3.6% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $757.00 (-3.57%) Homeowner's exemption | $147,000 Land $34,500 Building $112,500 | $147,000 Land $34,500 Building $112,500 |
| 2024 | $785.00 (+7.39%) | ||
| 2023 | $731.00 (+8.46%) | $124,100 Land $30,000 Building $94,100 | $124,100 Land $30,000 Building $94,100 |
| 2022 | $674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1087 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1087 Freeman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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