736 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 736 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,782 sqft · built 1942
Lot Size	20.2 acres (882,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,931 (Sep 2025)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-28-300-560.002-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-28-300-560.002-027`
Alternative APN	`00003379738`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	891 sqft
Attic	Attic
Attic Area	1,782 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	882,526 sqft (20.2 acres)
Terrain	Low
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Lean-To	756 sqft
Silo	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00003379738
Street Address	736 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7423
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IN SW S28 T10 R3 20.26A AKA TRACT 1
Legal Range	3
Legal Township	10
Legal Section	28
Legal Tract	1
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

Source: Owen County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	736 FREEMAN RD, SPENCER, IN 47460-7423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2025	Intrafamily Transfer, Transfer
Feb 7, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Feb 7, 2025
Deed Document Number	2025241451
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Sep 29, 2025
Property Address	736 FREEMAN RD, SPENCER, IN 47460-7423
Document Number	0000241451
Instrument Date	Sep 26, 2025
Instrument	241451
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 FREEMAN RD, SPENCER, IN 47460-7423
Investor	Possibly a Property Investor

Mortgage

Date	Sep 29, 2025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Jun 11, 2025
Property Address	736 FREEMAN RD, SPENCER, IN 47460-7423
Document Number	0000240361
Instrument Date	Jun 9, 2025
Instrument	240361
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 W 800 N, WORTHINGTON, IN 47471-6442

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 7, 2025
Property Address	736 FREEMAN RD, SPENCER, IN 47460-7423
Document Number	0000239125
Instrument Date	Feb 7, 2025
Instrument	239125
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1698 W 800 N, WORTHINGTON, IN 47471-6442

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00 (+0.58%) Homeowner's exemption	$196,400 (+13.39%) Land $40,700 Building $155,700	$196,400 (+13.39%) Land $40,700 Building $155,700
2024	$1,214.00 (+7.72%) Homeowner's exemption	$173,200 (+8.05%) Land $36,400 Building $136,800	$173,200 (+8.05%) Land $36,400 Building $136,800
2023	$1,127.00 (+5.62%)	$160,300 Land $34,600 Building $125,700	$160,300 Land $34,600 Building $125,700
2022	$1,067.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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