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989 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 989 Ferguson Cove Loop, Clyde, NC 28721 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 2021
Lot Size9.77 acres (426,017 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Aug 2017)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN8720-31-8823

Property Details

APN / Parcel Number

Primary APN8720-31-8823
Alternative APN
  • 248851

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,476 sqft Heated Area
Basement Area1,476 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Lot Area426,017 sqft (9.77 acres)
TerrainWooded
PorchOpen Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number248851
Street Address989 FERGUSON COVE LOOP
CityCLYDE
StateNC
Zip28721-0577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT #14 MILLARD H FERGUSON ESTATES
Legal SubdivisionFERGUSON ESTATE
Legal Unit14
JurisdictionHAYWOOD NC
Township / Civil DivisionCRABTREE
Census Block Group1
Census Block1081
Census Tract920102

Owner

Source: Haywood County records · APN 8720-31-8823

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2 CRABTREE MOUNTAIN RD, CANTON, NC 28716-7795
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Deed Document Number0000934251
Record UpdatedJun 07, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address989 FERGUSON COVE LOOP, CLYDE, NC 28721-0577
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010530532
DateJan 14, 2022
Book Page1053/532
Instrument2022000496
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 01, 2053
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.62%
IndexOther
Margin3
Max Rate8.62%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$468,200 Land $115,000 Building $353,200$468,200 (-) Land $115,000 Building $353,200
2021$468,200 Land $115,000 Building $353,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (2003–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 93% of North Carolina
Wildfire LikelihoodAbout 1 in 279 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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