Haywood County property record for 838 Ferguson Cove Loop, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 2015 |
| Lot Size | 1.57 acres (68,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Feb 2019 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8720-32-7490 |
| Primary APN | 8720-32-7490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 68,651 sqft (1.57 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 256764 |
|---|---|
| Street Address | 838 FERGUSON COVE LOOP |
| City | CLYDE |
| State | NC |
| Zip | 28721-8361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 838 FERGUSON COVE LOOP TR #1 |
| Legal Subdivision | FERGUSON COVE |
| Legal Tract | 1 |
| Legal Unit | 1 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 920102 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 838 FERGUSON COVE LOOP, CLYDE, NC 28721-8361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 18, 2017 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2019 |
| Transfer Doc | 0009681454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 27, 2019 |
| Property Address | 838 FERGUSON COVE LOOP, CLYDE, NC 28721-8361 |
| Document Number | 0009681454 |
| Book / Page | 000968 / 001454 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 1609 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 838 FERGUSON COVE LOOP CLYDE NC 287218361, CLYDE, NC 28721-8361 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 838 FERGUSON COVE LOOP, CLYDE, NC 28721-8361 |
| Document Number | 0009362371 |
| Book / Page | 000936 / 002371 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 838 FERGUSON COVE LOOP CLYDE NC 287218361, CLYDE, NC 28721-8361 |
| Document Number | 0009362371 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 000936/002371 |
| Instrument | 8693 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,200 (-) Land $59,200 Building $134,000 | ||
| 2025 | $1,414.00 | $193,200 (-) Land $59,200 Building $134,000 | $193,200 (-) Land $59,200 Building $134,000 |
| 2023 | $193,200 Land $59,200 Building $134,000 | $193,200 (-) Land $59,200 Building $134,000 | |
| 2021 | $193,200 Land $59,200 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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