1240 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 1240 Ferguson Cove Loop, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1930
Lot Size	1.68 acres (73,573 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2026)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8720-22-7579`

Property Details

APN / Parcel Number

Primary APN	`8720-22-7579`
Alternative APN	`268942`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Heated Area
Gross Area	1,936 sqft
1st Floor Area	928 sqft
Upper Floors Area	464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	73,573 sqft (1.68 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	268942
Street Address	1240 FERGUSON COVE LOOP
City	CLYDE
State	NC
Zip	28721-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#20 MILLARD H FERGUSON ESTATES
Legal Subdivision	FERGUSON ESTATE
Legal Unit	20
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	1
Census Block	1086
Census Tract	920102

Owner

Source: Haywood County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1604 GOLDFINCH LN, WEST COLUMBIA, SC 29169-5422
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 22, 2021	Warranty Deed, Transfer
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	20262381
Deed Book / Page	1149 / 739
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 25, 2026
Property Address	1240 FERGUSON COVE LOOP, CLYDE, NC 28721-8300
Document Number	0011490739
Book / Page	1149 / 739
Map Reference	CAB C SL 692
Instrument Date	Mar 23, 2026
Instrument	2026002381
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 ARLINGTON ST, ASHEVILLE, NC 28801-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 GOLDFINCH LN, WEST COLUMBIA, SC 29169-5422

Mortgage

Document Number	0001149742
Date	Mar 25, 2026
Instrument	1149/742

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 22, 2021
Property Address	1240 FERGUSON COVE LOOP, CLYDE, NC 28721-8300
Document Number	0010422371
Book / Page	1042 / 2371
Map Reference	CAB C SL 6932
Instrument Date	Sep 21, 2021
Instrument	2021011760
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 JETTON ST, 485, DAVIDSON, NC 28036-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ARLINGTON ST, ASHEVILLE, NC 28801-2007

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 2, 2017
Property Address	1240 FERGUSON COVE LOOP, CLYDE, NC 28721-8300
Document Number	0009331405
Book / Page	000933 / 001405
Instrument Date	Aug 2, 2017
Instrument	6960
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10338 WASHAM POTTS RD CORNELIUS NC 280319158, CORNELIUS, NC 28031-9158

Mortgage

Document Number	9331408
Date	Aug 2, 2017
Book Page	000933/001408
Instrument	6961

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (-) Land $42,200 Building $179,900
2025	$1,602.00	$222,100 (-2.2%) Land $42,200 Building $179,900	$222,100 (-2.2%) Land $42,200 Building $179,900
2023		$227,100 Land $42,200 Building $184,900	$227,100 (-) Land $42,200 Building $184,900
2021			$227,100 Land $42,200 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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