984 E Spruce Ave, Fresno, CA 93720 Property Records

Fresno County property record for 984 E Spruce Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1975
Lot Size	0.21 acres (9,135 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-231-01S`

Property Details

APN / Parcel Number

Primary APN	`303-231-01S`
Alternative APN	`30323101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	9,135 sqft (0.21 acres)
Lot Dimensions	105 ft deep x 87 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	984 E SPRUCE AVE
City	FRESNO
State	CA
Zip	93720-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RTS LOT 1 TRACT 2450 HEADLINER HOMES NO 27
Legal Subdivision	2450 HEADLINER HOMES #27
Legal Tract	2450
Legal Lot Number	1
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2012
Census Tract	4406

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	984 E SPRUCE AVE, FRESNO, CA 93720-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WEST
Jun 2, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2020
Transfer Doc	0000109882
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Aug 24, 2020
Property Address	984 E SPRUCE AVE, FRESNO, CA 93720-3230
Document Number	0000109882
Map Reference	MB 28 PG 46
Instrument Date	Aug 18, 2020
Instrument	2020-0109882
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	984 E SPRUCE AVE, FRESNO, CA 93720-3230

Mortgage

Document Number	0000109883
Date	Aug 24, 2020
Instrument	2020-0109883

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	984 E SPRUCE AVE, FRESNO, CA 93720-3230
Document Number	0000151983
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 E SPRUCE AVE FRESNO CA 937203230, FRESNO, CA 93720-3230

Mortgage

Document Number	0000151983
Date	Nov 27, 2017
Instrument	151983

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRESNO CA
Recording Date	Jun 2, 2017
Property Address	984 E SPRUCE AVE, FRESNO, CA 93720-3230
Document Number	0000068978
Instrument Date	Jun 1, 2017
Instrument	68978
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 E SPRUCE AVE FRESNO CA 937203230, FRESNO, CA 93720-3230

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$124,821 (+2%) Land $23,761 Building $101,060
2025	$1,498.00 (+3.88%)	$122,375 (+4.04%) Land $23,296 Building $99,079
2023	$1,442.00 (+1.34%)	$117,626 Land $22,393 Building $95,233
2022	$1,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures