963 E Spruce Ave, Fresno, CA 93720 Property Records

Fresno County property record for 963 E Spruce Ave, Fresno, CA 93720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,068 sqft · built 1975
Lot Size0.213 acres (9,270 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (May 2005)
Tax Bill$5,680 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN303-232-12S

Property Details

APN / Parcel Number

Primary APN303-232-12S
Alternative APN
  • 30323212

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,068 sqft Living Area
1st Floor Area2,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area9,270 sqft (0.213 acres)
Lot Dimensions103 ft deep x 90 ft wide
View / LotCorner
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemCentral

Location & Zoning

Street Address963 E SPRUCE AVE
CityFRESNO
StateCA
Zip93720-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RTS LOT 60 TRACT 2450 HEADLINER HOMES NO 27
Legal Subdivision2450 HEADLINER HOMES #27
Legal Tract2450
Legal Lot Number60
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group2
Census Block2019
Census Tract4406

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address963 E SPRUCE AVE, FRESNO, CA 93720-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2005 · Amount on Record
Deed SaleMay 20, 2005 · Amount on Record
Deed Document Number2005112088
Prior Transfer DateFeb 12, 2001
Prior Transfer Doc0000020206
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address963 E SPRUCE AVE, FRESNO, CA 93720-3229
Document Number0000000161
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 18, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address963 E SPRUCE AVE FRESNO CA 937203229, FRESNO, CA 93720-3229

Mortgage

Document Number0000000161
DateJan 2, 2018
Instrument161
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$479,800 (+0.88%) Land $141,200 Building $338,600
2025$5,680.00 (+7.15%) Homeowner's exemption$475,600 (+7.14%) Land $140,000 Building $335,600
2023$5,301.00 (+2.38%) Homeowner's exemption$443,900 Land $132,500 Building $311,400
2022$5,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on E Spruce Ave

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