965 Ruth Ln, Niles, MI 49120 Property Records

Cass County property record for 965 Ruth Ln, Niles, MI 49120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1966
Square Footage	1,584 sqft Building Perimeter
Lot Size	11,761 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2018)
Tax Bill	$878.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-020-410-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,584 sqft Building Perimeter
1st Floor	1,584 sqft 1st Floor
Basement Area	1,392 sqft Basement
Unfinished Basement	1,392 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	11,761 sqft (0.27 acres)
Garage Area	580 sqft Garage

Location & Zoning

Street Address	965 RUTH LN
City	NILES
State	MI
Zip	49120-3948
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. 1098B-2 SEC 31 T7S R16W LOT 40 & N 15 FT LOT 41 WAYNE SUBDIVISION.
Legal Subdivision	WAYNE SUBDIVISION
Legal Lot Number	40,41
Jurisdiction	CASS MI
Minor Civil Division	HOWARD
Census Blockgroup	3
Census Block	3035
Census Tract	1500

Owner

Source: Cass County records · APN 14-020-410-040-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	808 W FRONT ST, 90, BUCHANAN, MI 49107-1189
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HONOR CU
Jul 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN AND INVESTMENT BANK FSB
Jan 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Doc Number	20181135-0009
Deed Book / Page	1135 / 9
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	965 RUTH LN, NILES, MI 49120-3948
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01134/2511
Date	Jan 30, 2018
Book Page	1134/2511
Instrument	1134-2511

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	965 RUTH LN, NILES, MI 49120-3948
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01175/1268
Date	Jul 06, 2020
Book Page	1175/1268

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Apr 28, 2040

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 30, 2018
Property Address	965 RUTH LN, NILES, MI 49120-3948
Document Number	01135/0009
Book / Page	1135 / 0009
Map Reference	LB1 PG312
Instrument Date	Jan 19, 2018
Instrument	1135-0009
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 RUTH LN, 965, NILES, MI 49120-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 W FRONT ST APT 90, 90, BUCHANAN, MI 49107-1189

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (+3.01%)	$219,200 (+3.01%)
2025	$878.00 (-49.8%) Homeowner's exemption	$106,400 (+6.19%) Land $106,400	$212,800 (+6.19%) Land $212,800
2023		$100,200	$200,400
2022	$1,749.00

965 Ruth Ln, Niles, MI 49120 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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