Baldwin County property record for 9735 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,822 sqft · built 1998 |
| Lot Size | 0.353 acres (15,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Dec 2024) |
| Tax Bill | $637 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.037 |
| Primary APN | 56-02-03-0-000-014.037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Heated Area |
| 1st Floor Area | 1,822 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,356 sqft (0.353 acres) |
| Lot Dimensions | 136 ft deep x 112 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 135828 |
|---|---|
| Street Address | 9735 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112.5' X 136.5' LOT 8 SILVERWOOD SUB UNIT 2 SLIDE 1452-A SEC 3-T7S-R2E (WD - SURVIVORSHIP) (DEATH CERT) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11102 |
9735 Terrace Dr is owned and occupied by two individuals who bought it in December 2024.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3294 KEESHOND CV, BARTLETT, TN 38134-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on File |
| Deed Sale | Dec 11, 2024 · Amount on File |
| Deed Document Number | 20242160986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9735 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9735 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001959519 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 1959519 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9735 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001911188 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 1911188 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 9735 Terrace Dr was $637 with exemptions applied.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $26,580 Land $3,760 Building $22,820 | $265,700 Land $37,500 Building $228,200 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $25,540 (+12.51%) | $255,200 (+12.47%) Land $36,900 Building $218,300 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $22,700 | $226,900 Land $34,500 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9735 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9735 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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