Baldwin County property record for 9730 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,301 sqft · built 1998 |
| Lot Size | 0.358 acres (15,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Sep 2025) |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.043 |
| Primary APN | 56-02-03-0-000-014.043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,301 sqft Heated Area |
| 1st Floor Area | 2,301 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,593 sqft (0.358 acres) |
| Lot Dimensions | 138 ft deep x 112 ft wide |
| Pool Area | 280 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 377226 |
|---|---|
| Street Address | 9730 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112.5' X 138.6' IRR LOT 14 SILVERWOOD SUB UNIT 2 SLIDE 1452-A SEC 3-T7S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11102 |
9730 Terrace Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8169 PINE RUN, DAPHNE, AL 36527-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Nov 13, 2017 | Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Oct 2, 2020 · Amount on File |
| Deed Document Number | 20252207822 |
| Prior Transfer Date | Feb 15, 2013 |
| Prior Transfer Doc | 0001390135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 2, 2020 |
| Property Address | 9730 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Document Number | 0001861131 |
| Map Reference | SL 1452-A |
| Instrument Date | Sep 30, 2020 |
| Instrument | 1861131 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11433 WARRIE CREEK ALY, 11433, FAIRHOPE, AL 36532-5352 |
| Name | Verified Name |
|---|---|
| Address | 9730 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Document Number | 0001861132 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 1861132 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 13, 2017 |
| Property Address | 9730 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Document Number | 0001665805 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 1665805 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9730 TERRACE DR FAIRHOPE AL 365326242, FAIRHOPE, AL 36532-6242 |
| Document Number | 1665806 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 1665806 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2026 property tax bill for 9730 Terrace Dr was $2,508 with a homeowner's exemption, up 121.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 (+121.36%) Homeowner's exemption | ||
| 2025 | $1,133.00 | $37,700 Land $3,760 Building $33,940 | $376,800 Land $37,500 Building $339,300 |
| 2023 | $1,050.00 (+13.39%) Homeowner's exemption | $35,340 (+12.76%) | $353,300 (+12.8%) Land $36,900 Building $316,400 |
| 2022 | $926.00 (+20.26%) Homeowner's exemption | $31,340 | $313,200 Land $34,500 Building $278,700 |
| 2021 | $770.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9730 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9730 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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