Baldwin County property record for 9720 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,227 sqft · built 2001 |
| Lot Size | 0.358 acres (15,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Apr 2022) |
| Tax Bill | $1,009 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.042 |
| Primary APN | 56-02-03-0-000-014.042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,227 sqft Heated Area |
| 1st Floor Area | 2,227 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,593 sqft (0.358 acres) |
| Lot Dimensions | 138 ft deep x 112 ft wide |
| Pool Area | 378 sqft |
| Utility Building | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 390127 |
|---|---|
| Street Address | 9720 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112.5'X 138.6' IRR LOT 13 SILVERWOOD SUB UNIT 2 SL-1452-A SEC 3-T7S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11102 |
9720 Terrace Dr is owned and occupied by an individual who bought it in April 2022.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9720 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Apr 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage BARR GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on File |
| Deed Sale | Apr 8, 2022 · Amount on File |
| Prior Sale | Jul 21, 2015 · Amount on File |
| Deed Document Number | 20221991139 |
| Prior Transfer Date | Apr 1, 2022 |
| Prior Transfer Doc | 0001991139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9720 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002053244 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2053244 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 8, 2022 |
| Property Address | 9720 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Document Number | 0001991139 |
| Map Reference | SL 1452-A |
| Instrument Date | Apr 1, 2022 |
| Instrument | 1991139 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15150 CLEAR SPRINGS DR, BILOXI, MS 39532-7825 |
| Name | Verified Name |
|---|---|
| Address | 9720 TERRACE DR, FAIRHOPE, AL 36532-6242 |
| Document Number | 0001991140 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 1991140 |
| Name | BARR GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 9720 Terrace Dr was $1,009 with a homeowner's exemption, up 0.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,009.00 (+0.8%) Homeowner's exemption | ||
| 2025 | $1,001.00 | $33,420 Land $3,760 Building $29,660 | $334,000 Land $37,500 Building $296,500 |
| 2023 | $938.00 (+7.57%) | $31,740 (+12.71%) | $317,200 (+12.72%) Land $36,900 Building $280,300 |
| 2022 | $872.00 | $28,160 | $281,400 Land $34,500 Building $246,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9720 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9720 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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