Baldwin County property record for 9690 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,921 sqft · built 1999 |
| Lot Size | 0.445 acres (19,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $837 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.039 |
| Primary APN | 56-02-03-0-000-014.039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,921 sqft Heated Area |
| 1st Floor Area | 1,921 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,363 sqft (0.445 acres) |
| Lot Dimensions | 138 ft deep x 139 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 329269 |
|---|---|
| Street Address | 9690 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 139.5' X 138.8' IRR LOT 10 SILVERWOOD SUB UNIT 2 SLIDE 1452-A SEC 3-T7S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11102 |
9690 Terrace Dr is owned and occupied by an individual who acquired it in July 2016.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9690 TERRACE DR, FAIRHOPE, AL 36532-6216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2016 |
| Deed Sale | Jul 8, 2016 |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 20161580156 |
| Prior Transfer Date | Aug 22, 2014 |
| Prior Transfer Doc | 0001475260 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9690 Terrace Dr was $837 with a homeowner's exemption, up 0.7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $837.00 (+0.72%) Homeowner's exemption | ||
| 2025 | $831.00 | $27,960 Land $3,760 Building $24,200 | $279,500 Land $37,500 Building $242,000 |
| 2023 | $752.00 (+13.25%) Homeowner's exemption | $25,740 (+12.5%) | $257,200 (+12.51%) Land $36,900 Building $220,300 |
| 2022 | $664.00 (+16.49%) Homeowner's exemption | $22,880 | $228,600 Land $34,500 Building $194,100 |
| 2021 | $570.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9690 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9690 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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