Baldwin County property record for 9755 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,736 sqft · built 1996 |
| Lot Size | 0.353 acres (15,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $768 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.035 |
| Primary APN | 56-02-03-0-000-014.035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,736 sqft Heated Area |
| 1st Floor Area | 1,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,356 sqft (0.353 acres) |
| Lot Dimensions | 136 ft deep x 112 ft wide |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 282917 |
|---|---|
| Street Address | 9755 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112.5' X 136.5' LOT 6 SILVERWOOD SUB UNIT 2 SLIDE 1452-A SEC 3-T7S-R2E (SPEC WD) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11102 |
9755 Terrace Dr is owned and occupied by an individual who acquired it in December 2010.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9755 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2010 |
| Deed Sale | Dec 8, 2010 |
| Prior Sale | May 17, 2010 · Amount on File |
| Deed Document Number | 20101263481 |
| Prior Transfer Date | Apr 2, 2010 |
| Prior Transfer Doc | 0001233858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9755 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001724060 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9755 TERRACE DR FAIRHOPE AL 365326209, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001724060 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 1724060 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9755 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001697893 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9755 TERRACE DR FAIRHOPE AL 365326209, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001697893 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 1697893 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 23, 2043 |
The 2026 property tax bill for 9755 Terrace Dr was $768 with a homeowner's exemption, up 3.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768.00 (+3.78%) Homeowner's exemption | ||
| 2025 | $740.00 | $25,020 Land $3,760 Building $21,260 | $250,000 Land $37,500 Building $212,500 |
| 2023 | $669.00 (+13.2%) Homeowner's exemption | $23,060 (+12.38%) | $230,400 (+12.39%) Land $36,900 Building $193,500 |
| 2022 | $591.00 (+20.37%) Homeowner's exemption | $20,520 | $205,000 Land $34,500 Building $170,500 |
| 2021 | $491.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9755 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9755 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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