Baldwin County property record for 9695 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,918 sqft · built 1998 |
| Lot Size | 0.356 acres (15,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,500 (Jun 2022) |
| Tax Bill | $504 (2022) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.038 |
| Primary APN | 56-02-03-0-000-014.038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Heated Area |
| 1st Floor Area | 1,918 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,506 sqft (0.356 acres) |
| Lot Dimensions | 136 ft deep x 113 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 393061 |
|---|---|
| Street Address | 9695 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 113.62' X 136.5' IRR LOT 9 SILVERWOOD SUB UNIT 2 SLIDE 1452-A SEC 3-T7S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11102 |
9695 Terrace Dr is owned and occupied by an individual who bought it in June 2022.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9695 TERRACE DR, FAIRHOPE, AL 36532-6245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Deed Document Number | 20222008416 |
| Prior Transfer Date | Feb 18, 2022 |
| Prior Transfer Doc | 0002008416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 29, 2022 |
| Property Address | 9695 TERRACE DR, FAIRHOPE, AL 36532-6245 |
| Document Number | 0002008416 |
| Map Reference | SL 1452-A |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2008416 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9695 TERRACE DR, FAIRHOPE, AL 36532-6245 |
| Document Number | 0002008417 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2008417 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 18, 2021 |
| Property Address | 9695 TERRACE DR, FAIRHOPE, AL 36532-6245 |
| Document Number | 0001951557 |
| Instrument Date | May 22, 2021 |
| Instrument | 1951557 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9695 TERRACE DR, BILOXI, MS 39532 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,620 Land $3,760 Building $21,860 | $256,000 Land $37,500 Building $218,500 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $23,600 (+12.38%) | $235,900 (+12.44%) Land $36,900 Building $199,000 |
| 2022 | $504.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $21,000 | $209,800 Land $34,500 Building $175,300 |
| 2021 | $504.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9695 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9695 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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