97 Ryan St, Buffalo, NY 14210 Property Records

Erie County and Buffalo City property record for 97 Ryan St, Buffalo, NY 14210

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,200 sqft · built 1900
Lot Size	0.089 acres (3,850 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Mar 2022)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 123.74-3-7`

Property Details

APN / Parcel Number

Primary APN	`140200 123.74-3-7`
Alternative APNs	`02001237400003007000` `11141700`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,200 sqft Total Area
1st Floor Area	1,100 sqft
2nd Floor Area	1,100 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,850 sqft (0.089 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Porch	Slab
Porch Area	308 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11141700
Street Address	97 RYAN ST
City	BUFFALO
State	NY
Zip	14210-2308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Description	945. NE SENECA
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	5
Census Block	5005
Census Tract	1000

Owner

Source: Erie County and Buffalo City records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 PERSONS ST, EAST AURORA, NY 14052-2922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Sep 12, 2017	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	202240959
Deed Book / Page	11397 / 2675
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 1, 2022
Property Address	97 RYAN ST, BUFFALO, NY 14210-2308
Document Number	0113972675
Book / Page	11397 / 2675
Map Reference	DOC 297
Instrument Date	Feb 21, 2022
Instrument	2022040959
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 RYAN ST, 97, BUFFALO, NY 14210-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PERSONS ST, EAST AURORA, NY 14052-2922

Mortgage

Document Number	0140423494
Date	Mar 1, 2022
Instrument	14042/3494

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	97 RYAN ST, BUFFALO, NY 14210-2308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138270900
Date	Sep 12, 2017
Book Page	13827/0900
Instrument	2017183952

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+53.03%)	$189,000 (+195.31%) Land $14,000 Building $175,000	$189,000 (+81.62%) Land $14,000 Building $175,000
2024	$1,039.00 (+212.95%)	$64,000 (-) Land $6,000 Building $58,000	$104,065 (+13.82%) Land $9,756 Building $94,309
2023	$332.00	$64,000 Land $6,000 Building $58,000	$91,429 Land $8,571 Building $82,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	51 (1978–2006)
Claims Outside the SFHA	6 of 51
Most Recent Claim	Oct 2006 · Severe Storms And Flooding
Claims by Event	Snow, Jan 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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