Tipton County property record for 97 Downing Rd, Covington, TN 38019 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,588 sqft · built 1954 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 084016 00500 |
| Primary APN | 084016 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Upper Floors Area | 1,120 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 500 sqft |
| Carport | Carport |
| Carport Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 144 sqft |
| Utility Building | 1 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 97 DOWNING RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: G61 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40400 |
Source: Tipton County records · APN 084016 00500
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 DOWNING RD, COVINGTON, TN 38019-5006 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 1990 |
| Deed Sale | May 15, 1990 |
| Prior Sale | Jun 18, 1971 |
| Deed Book / Page | 644 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 97 DOWNING RD, COVINGTON, TN 38019-5003 |
| Document Number | 1787476 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 97 DOWNING RD COVINGTON TN 380195003, COVINGTON, TN 38019-5003 |
| Document Number | 1787476 |
|---|---|
| Date | Feb 04, 2019 |
| Book Page | 001787/000476 |
| Instrument | 220499 |
| Name | BANK OF RIPLEY |
|---|---|
| Type | Bank |
| Address | RIPLEY, TN 38063 |
| Term | 36 Months |
|---|---|
| Due | Feb 03, 2022 |
| Rate | 6.25% |
|---|
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 (+4.77%) | $50,475 (-) Land $20,900 Building $29,575 | |
| 2023 | $50,475 Land $20,900 Building $29,575 | ||
| 2022 | $733.00 | ||
| 2020 | $201,900 Land $83,600 Building $118,300 |
Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Aeneas Communications | Fiber | 1,000 / 1,000 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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