Tipton County property record for 197 Downing Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,050 sqft · built 1946 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $70,000 (Apr 2013) |
| Tax Bill | $391 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084016 00703 |
| Primary APN | 084016 00703 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 242 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 197 DOWNING RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: G61 |
| Legal Subdivision | MITCHAMORE |
| Legal Lot Number | 1 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40400 |
Source: Tipton County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 944, COVINGTON, TN 38019-0944 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2013 · Amount on Record |
| Deed Sale | Apr 1, 2013 · Amount on Record |
| Prior Sale | Feb 9, 2007 · Amount on Record |
| Deed Document Number | 0015841061 |
| Deed Book / Page | 1584 / 1061 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 197 DOWNING RD, COVINGTON, TN 38019-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1728684 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 1728/684 |
| Instrument | 205922 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 1, 2022 |
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391.00 (+6.25%) | $25,700 (-) Land $5,275 Building $20,425 | |
| 2023 | $25,700 Land $5,275 Building $20,425 | ||
| 2022 | $368.00 | ||
| 2020 | $102,800 Land $21,100 Building $81,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
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