1438 Downing Rd, Covington, TN 38019 Property Records

Tipton County property record for 1438 Downing Rd, Covington, TN 38019 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,347 sqft · built 1962
Lot Size3.25 acres (141,570 sqft)
OwnerIndividual Name on File
Last Sale$97,300 (Jul 2011)
Tax Bill$453 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN084010 00900

Property Details

APN / Parcel Number

Primary APN084010 00900
Alternative APN
  • 010 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,347 sqft Living Area
1st Floor Area1,347 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1980
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area141,570 sqft (3.25 acres)
TerrainRolling
PorchSlab
Porch Area20 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1438 DOWNING RD
CityCOVINGTON
StateTN
Zip38019-5078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 12, COUNTY AREA: G61
JurisdictionTIPTON TN
Township / Civil Division3
Census Block Group1
Census Block1002
Census Tract40400

Owner

Source: Tipton County records · APN 084010 00900

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1438 DOWNING RD, COVINGTON, TN 38019-5078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2011 · Amount on Record
Deed SaleJul 20, 2011 · Amount on Record
Prior SaleApr 15, 2010 · Amount on Record
Deed Document Number2011148736
Deed Book / Page1520 / 25
Prior Transfer DateJul 12, 2011
Prior Transfer Doc0000152027
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateApr 07, 2026
Property Address1438 DOWNING RD, COVINGTON, TN 38019-5078
Document Number0000291393
Book / Page2119 / 411
Instrument DateMar 24, 2026
Instrument2026291393
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1438 DOWNING RD, COVINGTON, TN 38019-5078

Mortgage

Document Number0000291393,
DateApr 07, 2026
Book Page2119/411
Instrument2026291393
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueOct 01, 2051
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$453.00 (+5.35%)$29,750 (-) Land $10,200 Building $19,550
2023$29,750 (+41%) Land $10,200 Building $19,550
2022$430.00$21,100 Land $7,500 Building $13,600$84,400 (-29.08%) Land $30,000 Building $54,400
2020$119,000 Land $40,800 Building $78,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Aeneas CommunicationsFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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