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1300 Downing Rd, Covington, TN 38019 Property Records

Tipton County property record for 1300 Downing Rd, Covington, TN 38019 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,305 sqft · built 1943
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$69,000 (Mar 2002)
Tax Bill$682 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN084010 01400

Property Details

APN / Parcel Number

Primary APN084010 01400
Alternative APN
  • 010 01400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area2,305 sqft Living Area
1st Floor Area1,205 sqft
Upper Floors Area768 sqft
AtticAttic
Attic Area768 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeCarport
Garage Area273 sqft
CarportCarport
Carport Area273 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area610 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1300 DOWNING RD
CityCOVINGTON
StateTN
Zip38019-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 12, COUNTY AREA: G61
JurisdictionTIPTON TN
Township / Civil Division3
Census Block Group1
Census Block1002
Census Tract40400

Owner

Source: Tipton County records · APN 084010 01400

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1300 DOWNING RD, COVINGTON, TN 38019-5018
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
KIMBERLY CLARK CREDIT UNION
Aug 09, 2019Deed of Trust, Mortgage
KIMBERLY CLARK CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2002 · Amount on Record
Deed SaleMar 26, 2002 · Amount on Record
Prior SaleFeb 03, 1997 · Amount on Record
Deed Book / Page994 / 80
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateJun 26, 2026
Property Address1300 DOWNING RD, COVINGTON, TN 38019-5018
Document Number0000293620
Book / Page2130 / 552
Instrument DateJun 11, 2026
Instrument2026293620
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 DOWNING RD, COVINGTON, TN 38019-5018
InvestorPossibly a Property Investor

Mortgage

Document Number0000293620,
DateJun 26, 2026
Book Page2130/552
Instrument2026293620
Lender
NameKIMBERLY CLARK CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1300 DOWNING RD, COVINGTON, TN 38019-5018
Document Number1811809
Instrument DateAug 09, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1300 DOWNING RD COVINGTON TN 380195018, COVINGTON, TN 38019-5018

Mortgage

Document Number1811809
DateAug 30, 2019
Book Page001811/000809
Instrument226107
Lender
NameKIMBERLY CLARK CU
TypeCredit Union
AddressMEMPHIS, TN 38107
Agreement
AmountAmount Recorded
Term180 Months
DueAug 29, 2034

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$682.00 (+5.08%)$44,825 (-) Land $4,075 Building $40,750
2023$44,825 Land $4,075 Building $40,750
2022$649.00
2020$179,300 Land $16,300 Building $163,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2010, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Aeneas CommunicationsFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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