1322 Downing Rd, Covington, TN 38019 Property Records

Tipton County property record for 1322 Downing Rd, Covington, TN 38019 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,416 sqft Living Area
Lot Size	65,340 sqft (1.5 acres)
Garage	Carport, 285 sqft
Occupancy	Owner Occupied
Tax Bill	$751.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`084010 01100`
Alternative APN	`010 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,416 sqft Living Area
1st Floor	1,416 sqft 1st Floor
Stories	1 Stories
Utility Room	Utility Room
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	65,340 sqft (1.5 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	285 sqft Garage
Carport	Carport
Carport Area	285 sqft Carport
Porch Area	480 sqft Porch
Topography	Rolling Topography
Utility Building	192 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1322 DOWNING RD
City	COVINGTON
State	TN
Zip	38019-5018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Jurisdiction	TIPTON TN
Minor Civil Division	3
Census Blockgroup	1
Census Block	1002
Census Tract	40400

Owner

Source: Tipton County records · APN 084010 01100

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1322 DOWNING RD, COVINGTON, TN 38019-5018
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2005
Deed Sale	Sep 28, 2005
Prior Sale	Mar 03, 2003 · Amount on Record
Deed Book / Page	1233 / 896
Transfer Doc	0738000420
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 23, 2022
Property Address	1322 DOWNING RD, COVINGTON, TN 38019-5018
Document Number	0001976120
Book / Page	1976 / 120
Instrument Date	Sep 15, 2022
Instrument	260733
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 DOWNING RD, COVINGTON, TN 38019-5018

Mortgage

Document Number	0000260734
Date	Sep 23, 2022
Instrument	260734

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$751.00 (+5.63%)	$49,350 (-) Land $5,125 Building $44,225
2023		$49,350 (+41.51%) Land $5,125 Building $44,225
2022	$711.00	$34,875 Land $3,775 Building $31,100	$139,500 (-29.33%) Land $15,100 Building $124,400
2020			$197,400 Land $20,500 Building $176,900

Flood & Wildfire

1322 Downing Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Tipton County (47167C), updated August 28, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.