Tipton County property record for 626 Downing Rd, Covington, TN 38019 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,256 sqft · built 1948 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,500 (Jul 2023) |
| Tax Bill | $248 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084010 03100 |
| Primary APN | 084010 03100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 167 ft deep x 148 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 626 DOWNING RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-5010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: G61 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40400 |
Source: Tipton County records · APN 084010 03100
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Non-Conforming Investor Loan COMPASS MORTGAGE INC |
| Jul 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC |
| Jul 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPASS MORTGAGE INC |
| Jul 27, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage COMPASS MORTGAGE INC |
| Jul 27, 2023 | Warranty Deed, Transfer |
| Oct 19, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Jul 06, 2015 · Amount on Record |
| Deed Document Number | 2023267986 |
| Deed Book / Page | 2007 / 1030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020081 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2008/1 |
| Instrument | 267987 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000020081 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2008/1 |
| Instrument | 267987 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2370 LAROSE AVE, MEMPHIS, TN 38114-4234 |
| Document Number | 0000200815 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2008/15 |
| Instrument | 267988 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 27, 2023 |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Document Number | 0020071030 |
| Book / Page | 2007 / 1030 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 267986 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | CLOSETRAK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Document Number | 0000267988 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 267988 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 27, 2023 |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Document Number | 0020071030 |
| Book / Page | 2007 / 1030 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 267986 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $553.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Oct 19, 2022 |
| Property Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
| Document Number | 0001979211 |
| Book / Page | 1979 / 211 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 261388 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 DOWNING RD, COVINGTON, TN 38019-5010 |
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248.00 (+42.53%) | $16,325 (-) Land $3,950 Building $12,375 | |
| 2023 | $16,325 (+90.94%) Land $3,950 Building $12,375 | ||
| 2022 | $174.00 | $8,550 Land $2,900 Building $5,650 | $34,200 (-47.63%) Land $11,600 Building $22,600 |
| 2020 | $65,300 Land $15,800 Building $49,500 |
Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Aeneas Communications | Fiber | 1,000 / 1,000 |
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